Compare Today’s Refinance Rates for Asheville, North Carolina
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Asheville, North Carolina 28814. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Asheville and other areas of Buncombe county, expected lifetime cash savings are $11,285 or $31 / month.
For Asheville, North Carolina 28814, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in Asheville, North Carolina 28814
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Customized Refinance Rate Projections for Asheville, NC
For refinance rate forecasts and predictions in Asheville, NC 28814, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Asheville, North Carolina 28814 from 2014 - 2021
Below are historical data on refinancing in Asheville, North Carolina and around Buncombe county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 58.94% | 48.28% | 48.05% | 55.50% | 56.80% | 57.36% | 55.40% | 48.46% |
| avg refi rate | 4.81% | 4.51% | 3.91% | 3.70% | 4.50% | 4.06% | 3.89% | 3.95% |
| % 15 year fixed refinance | 27.51% | 32.11% | 33.71% | 31.93% | 31.44% | 26.89% | 29.02% | 34.96% |
| avg refi rate | 4.22% | 3.74% | 3.22% | 2.98% | 3.53% | 3.26% | 3.07% | 3.08% |
| Avg credit score | 768.10 | 769.35 | 771.07 | 765.85 | 751.88 | 758.14 | 755.64 | 752.79 |
| Avg LTV (loan to value) | 63.08% | 64.03% | 65.38% | 68.14% | 72.18% | 73.31% | 72.45% | 70.15% |
| Avg DTI (debt to income) | 30.62 | 30.31 | 30.02 | 29.84 | 32.72 | 31.65 | 31.87 | 32.22 |
| Avg refinance insurance % | 1.38% | 2.00% | 1.79% | 3.36% | 5.37% | 5.83% | 5.06% | 3.64% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Asheville, North Carolina 28814
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Asheville, North Carolina 28814, we have compiled a list of the leading refinance brokers to guide you.
Mindy Runion
Branch Partner
8450 Falls Of Neuse Rd
Asheville, NC 28814
(843) 449-2250
mrunion@alcovamortgage.com
Geri Ray
Branch Partner
8450 Falls Of Neuse Rd
Asheville, NC 28814
(843) 449-2250
gray@alcovamortgage.com
John Isgrig
Branch Partner
8450 Falls Of Neuse Rd
Asheville, NC 28814
(843) 449-2250
jisgrig@alcovamortgage.com
Amanda Cantrell
Loan Coordinator - Loan Officer
8450 Falls Of Neuse Rd
Asheville, NC 28814
(843) 449-2250
ahoneycutt@alcovamortgage.com
Lee Lewis
Sr. Mortgage Banker
32 All Souls Crescent
Asheville, NC 28814
(828) 348-1294
leeannlewis@atlanticbay.com
Address
8450 Falls Of Neuse Rd
Asheville, NC
Contact
(843) 449-2250
Fax (301) 639-0804
mrunion@alcovamortgage.com
Address
8450 Falls Of Neuse Rd
Asheville, NC
Contact
(843) 449-2250
Fax (301) 639-0804
gray@alcovamortgage.com
Address
8450 Falls Of Neuse Rd
Asheville, NC
Contact
(843) 449-2250
Fax (301) 639-0804
jisgrig@alcovamortgage.com