Compare Today’s Refinance Rates for Cherryville, North Carolina 28021
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Cherryville, North Carolina 28021.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Cherryville, North Carolina 28021. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,909 or $14 per month in Cherryville and other parts of Gaston county.
Summary of Average Refinances in Cherryville, North Carolina 28021
Become a certified mortgage expert on Pureloan.com
in Cherryville, North Carolina 28021
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Cherryville, North Carolina 28021
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cherryville, NC 28021, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cherryville, North Carolina 28021 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cherryville, North Carolina and the surrounding Gaston county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 80.77% | 56.87% | 60.98% | 59.85% | 60.39% | 58.56% | 49.06% | 55.63% | 59.02% |
| avg refi rate | 6.52% | 3.49% | 2.96% | 3.23% | 4.06% | 4.50% | 4.07% | 3.89% | 4.08% |
| % 15 year fixed refinance | 7.69% | 24.21% | 23.06% | 23.91% | 22.42% | 25.94% | 36.98% | 31.49% | 26.79% |
| avg refi rate | 5.38% | 2.66% | 2.40% | 2.78% | 3.54% | 3.85% | 3.25% | 3.08% | 3.30% |
| Avg credit score | 724.12 | 739.59 | 754.86 | 760.50 | 750.16 | 739.67 | 748.67 | 755.34 | 755.44 |
| Avg LTV (loan to value) | 66.12% | 58.10% | 65.88% | 70.03% | 72.57% | 68.45% | 70.82% | 73.16% | 74.66% |
| Avg DTI (debt to income) | 38.50 | 31.91 | 30.61 | 30.18 | 32.47 | 33.29 | 31.40 | 30.88 | 30.65 |
| Avg refinance insurance % | 4.19% | 0.86% | 2.15% | 3.70% | 4.53% | 2.54% | 3.52% | 5.16% | 6.05% |
Best Refinance Brokers around Cherryville, North Carolina 28021
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cherryville, North Carolina 28021, we have compiled a list of top refinance brokers to assist you in the process.
Karin Castoral-Jackson
Mortgage Loan Officer
1001 E Church St
Cherryville, NC 28021
(704) 954-2444
kjackson@bbandt.com
Melissa Jones
Branch Manager, Vice President
660 Penny Ln
Concord, NC 28021
(704) 782-6560
melissa.jones@bankofthecarolinas.com
Terri Presutti
Mortgage Loan Officer
1028 Lee-Ann Drive Northeast Suite 216
Concord, NC 28021
(480) 444-7100
terri.presutti@onqfinancial.com
Brian Floyd
Sr. Mortgage Planner
845 Church St. North, Suite 207
Concord, NC 28021
(704) 707-3690
bfloyd@fairwaync.com
Jeff Gilmore
Sr. Mortgage Planner
845 Church St. North, Suite 207
Concord, NC 28021
(704) 707-3690
jgilmore@fairwaync.com
Address
1001 E Church St
Cherryville, NC
Contact
(704) 954-2444
Fax (301) 639-0804
kjackson@bbandt.com
Address
660 Penny Ln
Concord, NC
Contact
(704) 782-6560
Fax (301) 639-0804
melissa.jones@bankofthecarolinas.com
Address
1028 Lee-Ann Drive Northeast Suite 216
Concord, NC
Contact
(480) 444-7100
Fax (301) 639-0804
terri.presutti@onqfinancial.com