Compare Today’s Refinance Rates for Cliffside, North Carolina 28024
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Cliffside, North Carolina 28024.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Cliffside, North Carolina 28024. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,345 or $7 per month in Cliffside and other parts of Rutherford county.
Summary of Average Refinances in Cliffside, North Carolina 28024
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Interactive Refinance Rate Projections for Cliffside, North Carolina 28024
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cliffside, NC 28024, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cliffside, North Carolina 28024 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cliffside, North Carolina and the surrounding Rutherford county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.77% | 56.87% | 60.98% | 59.85% | 60.39% | 58.56% | 49.06% | 55.63% | 59.02% |
avg refi rate | 6.52% | 3.49% | 2.96% | 3.23% | 4.06% | 4.50% | 4.07% | 3.89% | 4.08% |
% 15 year fixed refinance | 7.69% | 24.21% | 23.06% | 23.91% | 22.42% | 25.94% | 36.98% | 31.49% | 26.79% |
avg refi rate | 5.38% | 2.66% | 2.40% | 2.78% | 3.54% | 3.85% | 3.25% | 3.08% | 3.30% |
Avg credit score | 724.12 | 739.59 | 754.86 | 760.50 | 750.16 | 739.67 | 748.67 | 755.34 | 755.44 |
Avg LTV (loan to value) | 66.12% | 58.10% | 65.88% | 70.03% | 72.57% | 68.45% | 70.82% | 73.16% | 74.66% |
Avg DTI (debt to income) | 38.50 | 31.91 | 30.61 | 30.18 | 32.47 | 33.29 | 31.40 | 30.88 | 30.65 |
Avg refinance insurance % | 4.19% | 0.86% | 2.15% | 3.70% | 4.53% | 2.54% | 3.52% | 5.16% | 6.05% |
Best Refinance Brokers around Cliffside, North Carolina 28024
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cliffside, North Carolina 28024, we have compiled a list of top refinance brokers to assist you in the process.
Melissa Jones
Branch Manager, Vice President
660 Penny Ln
Concord, NC 28024
(704) 782-6560
melissa.jones@bankofthecarolinas.com
Terri Presutti
Mortgage Loan Officer
1028 Lee-Ann Drive Northeast Suite 216
Concord, NC 28024
(480) 444-7100
terri.presutti@onqfinancial.com
Karin Castoral-Jackson
Mortgage Loan Officer
1001 E Church St
Cherryville, NC 28024
(704) 954-2444
kjackson@bbandt.com
Brian Floyd
Sr. Mortgage Planner
845 Church St. North, Suite 207
Concord, NC 28024
(704) 707-3690
bfloyd@fairwaync.com
Jeff Gilmore
Sr. Mortgage Planner
845 Church St. North, Suite 207
Concord, NC 28024
(704) 707-3690
jgilmore@fairwaync.com
Address
660 Penny Ln
Concord, NC
Contact
(704) 782-6560
Fax (301) 639-0804
melissa.jones@bankofthecarolinas.com
Address
1028 Lee-Ann Drive Northeast Suite 216
Concord, NC
Contact
(480) 444-7100
Fax (301) 639-0804
terri.presutti@onqfinancial.com
Address
1001 E Church St
Cherryville, NC
Contact
(704) 954-2444
Fax (301) 639-0804
kjackson@bbandt.com