Compare Today’s Refinance Rates for Concord, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Concord, North Carolina 28025. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Concord and other areas of Cabarrus county, expected lifetime cash savings are $4,509 or $13 / month.

For Concord, North Carolina 28025, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Concord, North Carolina 28025

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Concord, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Concord, NC 28025, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Concord, NC

Refinance Rates for Concord, North Carolina 28025 from 2013 - 2020

Below are historical data on refinancing in Concord, North Carolina and around Cabarrus county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Concord, North Carolina 28025

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Concord, North Carolina 28025, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Terry Whitesell

Sr. Mortgage Planner

845 Church St. North, Suite 207

Concord, NC 28025

(704) 707-3690

twhitesell@fairwaync.com

Bruce Lawing

Sr. Mortgage Planner

845 Church St. North, Suite 207

Concord, NC 28025

(704) 707-3690

blawing@fairwaync.com

Rudy King

Sr. Mortgage Planner

845 Church St. North, Suite 207

Concord, NC 28025

(704) 707-3690

rking@fairwaync.com

Jeff Gilmore

Sr. Mortgage Planner

845 Church St. North, Suite 207

Concord, NC 28025

(704) 707-3690

jgilmore@fairwaync.com

Brian Floyd

Sr. Mortgage Planner

845 Church St. North, Suite 207

Concord, NC 28025

(704) 707-3690

bfloyd@fairwaync.com

Address

845 Church St. North, Suite 207

Concord, NC

Contact

(704) 707-3690

Fax (301) 639-0804

twhitesell@fairwaync.com

Address

845 Church St. North, Suite 207

Concord, NC

Contact

(704) 707-3690

Fax (301) 639-0804

blawing@fairwaync.com

Address

845 Church St. North, Suite 207

Concord, NC

Contact

(704) 707-3690

Fax (301) 639-0804

rking@fairwaync.com

Refinancing News for Concord, North Carolina 28025