Compare Today’s Refinance Rates for Cramerton, North Carolina 28032
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Cramerton, North Carolina 28032.
With a 30-year amortization refinance in Cramerton and surrounding areas of Gaston county, our calculations show that you can expect to save up to $12,453 over the lifetime of your mortgage, or a monthly savings of $35. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Cramerton, North Carolina 28032.
Summary of Average Refinances in Cramerton, North Carolina 28032
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Interactive Refinance Rate Projections for Cramerton, North Carolina 28032
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cramerton, NC 28032, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cramerton, North Carolina 28032 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cramerton, North Carolina and the surrounding Gaston county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.77% | 56.87% | 60.98% | 59.85% | 60.39% | 58.56% | 49.06% | 55.63% | 59.02% |
avg refi rate | 6.52% | 3.49% | 2.96% | 3.23% | 4.06% | 4.50% | 4.07% | 3.89% | 4.08% |
% 15 year fixed refinance | 7.69% | 24.21% | 23.06% | 23.91% | 22.42% | 25.94% | 36.98% | 31.49% | 26.79% |
avg refi rate | 5.38% | 2.66% | 2.40% | 2.78% | 3.54% | 3.85% | 3.25% | 3.08% | 3.30% |
Avg credit score | 724.12 | 739.59 | 754.86 | 760.50 | 750.16 | 739.67 | 748.67 | 755.34 | 755.44 |
Avg LTV (loan to value) | 66.12% | 58.10% | 65.88% | 70.03% | 72.57% | 68.45% | 70.82% | 73.16% | 74.66% |
Avg DTI (debt to income) | 38.50 | 31.91 | 30.61 | 30.18 | 32.47 | 33.29 | 31.40 | 30.88 | 30.65 |
Avg refinance insurance % | 4.19% | 0.86% | 2.15% | 3.70% | 4.53% | 2.54% | 3.52% | 5.16% | 6.05% |
Best Refinance Brokers around Cramerton, North Carolina 28032
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cramerton, North Carolina 28032, we have compiled a list of top refinance brokers to assist you in the process.
Brett Pierce
Loan Officer
19109 W Catawba Ave
Cornelius, NC 28032
(704) 897-1229
bpierce@countryplacemortgage.com
Damion Aubin
Loan Officer
19109 W Catawba Ave
Cornelius, NC 28032
(704) 897-1229
dstaubin@countryplacemortgage.com
Derek Brown
Loan Officer
19109 W Catawba Ave
Cornelius, NC 28032
(704) 897-1229
dbrown@countryplacemortgage.com
Jeff Steuer
Loan Officer
19109 W Catawba Ave
Cornelius, NC 28032
(704) 897-1229
jsteuer@countryplacemortgage.com
Jim Smith
Loan Officer
19109 W Catawba Ave
Cornelius, NC 28032
(704) 897-1229
jsmith@countryplacemortgage.com
Address
19109 W Catawba Ave
Cornelius, NC
Contact
(704) 897-1229
Fax (301) 639-0804
bpierce@countryplacemortgage.com
Address
19109 W Catawba Ave
Cornelius, NC
Contact
(704) 897-1229
Fax (301) 639-0804
dstaubin@countryplacemortgage.com
Address
19109 W Catawba Ave
Cornelius, NC
Contact
(704) 897-1229
Fax (301) 639-0804
dbrown@countryplacemortgage.com