Compare Today’s Refinance Rates for Deep Run, North Carolina 28525
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Deep Run, North Carolina 28525.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,296 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Deep Run and other areas of Lenoir county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Deep Run, North Carolina 28525
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Interactive Refinance Rate Projections for Deep Run, North Carolina 28525
Pureloan has developed an interactive chart to monitor the five largest local lenders in Deep Run, NC 28525, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Deep Run, North Carolina 28525 from 2024 - 2016
The following historical data provides insights into refinancing trends in Deep Run, North Carolina and the surrounding Lenoir county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 56.30% | 57.10% | 49.66% | 64.76% | 53.47% | 52.05% | 58.10% | 59.59% |
avg refi rate | 6.40% | 3.55% | 3.03% | 3.29% | 4.26% | 4.52% | 4.09% | 3.94% | 4.13% |
% 15 year fixed refinance | 22.22% | 27.51% | 28.11% | 35.31% | 20.95% | 35.42% | 36.53% | 30.63% | 29.80% |
avg refi rate | 5.34% | 2.77% | 2.53% | 2.86% | 3.59% | 3.73% | 3.29% | 3.19% | 3.34% |
Avg credit score | 741.17 | 743.32 | 755.32 | 775.61 | 755.68 | 757.58 | 761.43 | 758.39 | 760.20 |
Avg LTV (loan to value) | 52.94% | 61.36% | 65.55% | 69.09% | 71.90% | 69.44% | 68.44% | 72.33% | 70.26% |
Avg DTI (debt to income) | 36.17 | 33.18 | 31.75 | 31.18 | 33.17 | 32.61 | 32.21 | 32.05 | 31.43 |
Avg refinance insurance % | 1.67% | 1.45% | 2.48% | 4.03% | 5.79% | 2.76% | 4.00% | 4.89% | 4.33% |
Best Refinance Brokers around Deep Run, North Carolina 28525
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Deep Run, North Carolina 28525, we have compiled a list of top refinance brokers to assist you in the process.
Candace Roney
Mortgage Broker
411 Front St
Beaufort, NC 28525
(252) 728-4947
candace.roney@firstcitizens.com
Miriam Willis
Mortgage Loan Officer
202 Craven Street Post Office Box 12429
New Bern, NC 28525
(252) 637-7069
miriam.willis@firstsouthnc.com
Margaret Wood
Mortgage Loan Officer
2430 Heritage Street Post Office Box 1335
Kinston, NC 28525
(252) 523-9449
margaret.wood@firstsouthnc.com
Vivian Sutton
Loan Officer
118 Western Blvd
Jacksonville, NC 28525
(910) 353-8600
viviansutton@thelittlebank.com
Steve Woolard
Loan Officer
118 Western Blvd
Jacksonville, NC 28525
(910) 353-8600
stevewoolard@thelittlebank.com
Address
411 Front St
Beaufort, NC
Contact
(252) 728-4947
Fax (301) 639-0804
candace.roney@firstcitizens.com
Address
202 Craven Street Post Office Box 12429
New Bern, NC
Contact
(252) 637-7069
Fax (301) 639-0804
miriam.willis@firstsouthnc.com
Address
2430 Heritage Street Post Office Box 1335
Kinston, NC
Contact
(252) 523-9449
Fax (301) 639-0804
margaret.wood@firstsouthnc.com