Compare Today’s Refinance Rates for Delco, North Carolina 28436
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Delco, North Carolina 28436.
With a 30-year amortization refinance in Delco and surrounding areas of Columbus county, our calculations show that you can expect to save up to $9,820 over the lifetime of your mortgage, or a monthly savings of $27. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Delco, North Carolina 28436.
Summary of Average Refinances in Delco, North Carolina 28436
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Interactive Refinance Rate Projections for Delco, North Carolina 28436
Pureloan has developed an interactive chart to monitor the five largest local lenders in Delco, NC 28436, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Delco, North Carolina 28436 from 2024 - 2016
The following historical data provides insights into refinancing trends in Delco, North Carolina and the surrounding Columbus county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 85.94% | 59.56% | 63.17% | 63.07% | 67.19% | 65.88% | 58.33% | 64.23% | 59.77% |
avg refi rate | 6.39% | 3.53% | 2.99% | 3.26% | 4.12% | 4.52% | 4.09% | 3.87% | 4.05% |
% 15 year fixed refinance | 9.38% | 25.62% | 23.40% | 24.48% | 23.66% | 24.71% | 33.17% | 25.09% | 30.60% |
avg refi rate | 5.58% | 2.81% | 2.46% | 2.79% | 3.59% | 3.82% | 3.30% | 3.15% | 3.29% |
Avg credit score | 762.66 | 774.29 | 762.90 | 768.71 | 761.12 | 757.68 | 756.89 | 762.61 | 765.54 |
Avg LTV (loan to value) | 56.08% | 57.49% | 62.47% | 67.55% | 67.96% | 67.14% | 68.08% | 70.88% | 70.09% |
Avg DTI (debt to income) | 37.14 | 33.26 | 32.50 | 31.73 | 33.36 | 34.59 | 34.24 | 32.67 | 32.34 |
Avg refinance insurance % | 1.05% | 0.85% | 1.82% | 3.55% | 4.16% | 3.23% | 3.49% | 4.52% | 4.27% |
Best Refinance Brokers around Delco, North Carolina 28436
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Delco, North Carolina 28436, we have compiled a list of top refinance brokers to assist you in the process.
Connie Reeves
Branch Supervisor
1001 Olde Waterford Way
Leland, NC 28436
(910) 859-7407
csreeves@dhimortgage.com
Bill Calder
Branch Manager/Mortgage Consultant
1022 Grandiflora Dr Ste 110
Leland, NC 28436
(910) 383-0064
billc@cunninghammortgage.com
Bill Moore
Loan Officer
1022 Grandiflora Dr Ste 110
Leland, NC 28436
(910) 383-0064
bill.moore@cunninghammortgage.com
Douglas Pratt
Mortgage Broker
5043 Main St
Shallotte, NC 28436
(910) 754-3985
doug.pratt@firstcitizens.com
Linda Toth
Mortgage Broker
315 Market St
Wilmington, NC 28436
(910) 792-7619
linda.toth@firstcitizens.com
Address
1001 Olde Waterford Way
Leland, NC
Contact
(910) 859-7407
Fax (301) 639-0804
csreeves@dhimortgage.com
Address
1022 Grandiflora Dr Ste 110
Leland, NC
Contact
(910) 383-0064
Fax (301) 639-0804
billc@cunninghammortgage.com
Address
1022 Grandiflora Dr Ste 110
Leland, NC
Contact
(910) 383-0064
Fax (301) 639-0804
bill.moore@cunninghammortgage.com