Compare Today’s Refinance Rates for Durham, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Durham, North Carolina 27702. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Durham and surrounding areas of Durham county, your expected lifetime cash savings are $1,661 or $5 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Durham, North Carolina 27702.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Durham, North Carolina 27702

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Durham, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Durham, NC 27702, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Durham, NC

Refinance Rates for Durham, North Carolina 27702 from 2013 - 2020

Below are historical data on refinancing in Durham, North Carolina and around Durham county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Durham, North Carolina 27702

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Durham, North Carolina 27702, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Julie Miller

Mortgage Consultant

3104 Croasdaile Drive

Durham, NC 27702

(919) 272-2139

julie.miller@phmloans.com

Christopher Holt

Mortgage Consultant

3104 Croasdaile Drive

Durham, NC 27702

(919) 416-2225

christopher.holt@phmloans.com

Julie Miller

Mortgage Consultants

3104 Croasdaile Drive

Durham, NC 27702

(919) 272-2139

jmiller@fmlending.com

Christopher Holt

Mortgage Consultants

3104 Croasdaile Drive

Durham, NC 27702

(919) 416-2225

cholt@fmlending.com

Collis Bolton

Mortgage Loan Officer

1855 Hillandale Rd

Durham, NC 27702

(919) 687-7355

cbolton@bbandt.com

Address

3104 Croasdaile Drive

Durham, NC

Contact

(919) 272-2139

Fax (301) 639-0804

julie.miller@phmloans.com

Address

3104 Croasdaile Drive

Durham, NC

Contact

(919) 416-2225

Fax (301) 639-0804

christopher.holt@phmloans.com

Address

3104 Croasdaile Drive

Durham, NC

Contact

(919) 272-2139

Fax (301) 639-0804

jmiller@fmlending.com

Refinancing News for Durham, North Carolina 27702