Compare Today’s Refinance Rates for Fayetteville, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Fayetteville, North Carolina 28301. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Fayetteville and other areas of Cumberland county, expected lifetime cash savings are $4,105 or $11 / month.

For Fayetteville, North Carolina 28301, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Fayetteville, North Carolina 28301

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Fayetteville, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Fayetteville, NC 28301, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Fayetteville, NC

Refinance Rates for Fayetteville, North Carolina 28301 from 2013 - 2020

Below are historical data on refinancing in Fayetteville, North Carolina and around Cumberland county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Fayetteville, North Carolina 28301

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fayetteville, North Carolina 28301, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kimberly Evers

Loan Officer

6920 A Cliffdale Rd

Fayetteville, NC 28301

(910) 418-4607

kimberly@ovmfinancial.com

Vanessa Borst

Loan Officer

6920 A Cliffdale Rd

Fayetteville, NC 28301

(910) 418-4607

vanessa@ovmfinancial.com

Michelle Garcia

Mortgage Banker

6516 Dental Lane Suite D, West Point Park

Fayetteville, NC 28301

(910) 476-2012

michelleshortsleeve-garcia@atlanticbay.com

David Fowler

Senior Mortgage Consultant

2831 Arlington Ave.

Fayetteville, NC 28301

(910) 483-7565

davidfowler@elementfunding.com

Wade Fowler

Mortgage Consultant

2831 Arlington Ave.

Fayetteville, NC 28301

(910) 483-7565

wadefowler@elementfunding.com

Address

6920 A Cliffdale Rd

Fayetteville, NC

Contact

(910) 418-4607

Fax (301) 639-0804

kimberly@ovmfinancial.com

Address

6920 A Cliffdale Rd

Fayetteville, NC

Contact

(910) 418-4607

Fax (301) 639-0804

vanessa@ovmfinancial.com

Address

6516 Dental Lane Suite D, West Point Park

Fayetteville, NC

Contact

(910) 476-2012

Fax (301) 639-0804

michelleshortsleeve-garcia@atlanticbay.com

Refinancing News for Fayetteville, North Carolina 28301