Compare Today’s Refinance Rates for Fayetteville, North Carolina
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Fayetteville, North Carolina 28311. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Fayetteville and surrounding areas of Cumberland county, your expected lifetime cash savings are $2,511 or $7 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Fayetteville, North Carolina 28311.
Summary of Average Refinance Terms in Fayetteville, North Carolina 28311


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Customized Refinance Rate Projections for Fayetteville, NC
For refinance rate forecasts and predictions in Fayetteville, NC 28311, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Fayetteville, North Carolina 28311 from 2014 - 2021
Below are historical data on refinancing in Fayetteville, North Carolina and around Cumberland county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 58.94% | 48.28% | 48.05% | 55.50% | 56.80% | 57.36% | 55.40% | 48.46% |
avg refi rate | 4.81% | 4.51% | 3.91% | 3.70% | 4.50% | 4.06% | 3.89% | 3.95% |
% 15 year fixed refinance | 27.51% | 32.11% | 33.71% | 31.93% | 31.44% | 26.89% | 29.02% | 34.96% |
avg refi rate | 4.22% | 3.74% | 3.22% | 2.98% | 3.53% | 3.26% | 3.07% | 3.08% |
Avg credit score | 768.10 | 769.35 | 771.07 | 765.85 | 751.88 | 758.14 | 755.64 | 752.79 |
Avg LTV (loan to value) | 63.08% | 64.03% | 65.38% | 68.14% | 72.18% | 73.31% | 72.45% | 70.15% |
Avg DTI (debt to income) | 30.62 | 30.31 | 30.02 | 29.84 | 32.72 | 31.65 | 31.87 | 32.22 |
Avg refinance insurance % | 1.38% | 2.00% | 1.79% | 3.36% | 5.37% | 5.83% | 5.06% | 3.64% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Fayetteville, North Carolina 28311
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fayetteville, North Carolina 28311, we have compiled a list of the leading refinance brokers to guide you.
Kimberly Evers
Loan Officer
6920 A Cliffdale Rd
Fayetteville, NC 28311
(910) 418-4607
kimberly@ovmfinancial.com
Vanessa Borst
Loan Officer
6920 A Cliffdale Rd
Fayetteville, NC 28311
(910) 418-4607
vanessa@ovmfinancial.com
Michelle Garcia
Mortgage Banker
6516 Dental Lane Suite D, West Point Park
Fayetteville, NC 28311
(910) 476-2012
michelleshortsleeve-garcia@atlanticbay.com
David Fowler
Senior Mortgage Consultant
2831 Arlington Ave.
Fayetteville, NC 28311
(910) 483-7565
davidfowler@elementfunding.com
Wade Fowler
Mortgage Consultant
2831 Arlington Ave.
Fayetteville, NC 28311
(910) 483-7565
wadefowler@elementfunding.com
Address
6920 A Cliffdale Rd
Fayetteville, NC
Contact
(910) 418-4607
Fax (301) 639-0804
kimberly@ovmfinancial.com
Address
6920 A Cliffdale Rd
Fayetteville, NC
Contact
(910) 418-4607
Fax (301) 639-0804
vanessa@ovmfinancial.com
Address
6516 Dental Lane Suite D, West Point Park
Fayetteville, NC
Contact
(910) 476-2012
Fax (301) 639-0804
michelleshortsleeve-garcia@atlanticbay.com