Compare Today’s Refinance Rates for Garner, North Carolina 27529
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Garner, North Carolina 27529.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,578 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Garner and other areas of Wake county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Garner, North Carolina 27529
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Interactive Refinance Rate Projections for Garner, North Carolina 27529
Pureloan has developed an interactive chart to monitor the five largest local lenders in Garner, NC 27529, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Garner, North Carolina 27529 from 2024 - 2016
The following historical data provides insights into refinancing trends in Garner, North Carolina and the surrounding Wake county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
| avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
| % 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
| avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
| Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
| Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
| Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
| Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Garner, North Carolina 27529
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Garner, North Carolina 27529, we have compiled a list of top refinance brokers to assist you in the process.
Dawn Seabolt
Mortgage Consultant
1004 Vandora Springs Road
Garner, NC 27529
(919) 818-9626
dawn.seabolt@phmloans.com
Dawn Seabolt
Mortgage Consultants
1004 Vandora Springs Road
Garner, NC 27529
(919) 818-9626
dseabolt@fmlending.com
Gregory Turner
Loan Officer
883 Highway 70W
Garner, NC 27529
(919) 772-1977
gturner@nfmlending.com
Chuck Payne
Loan Officer
883 Highway 70W
Garner, NC 27529
(888) 233-0092
cpayne@nfmlending.com
Brian Campbell
Mortgage Loan Officer
100 Mast Dr�
Garner, NC 27529
(919) 662-5649
bcampbell@bbandt.com
Address
1004 Vandora Springs Road
Garner, NC
Contact
(919) 818-9626
Fax (301) 639-0804
dawn.seabolt@phmloans.com
Address
1004 Vandora Springs Road
Garner, NC
Contact
(919) 818-9626
Fax (301) 639-0804
dseabolt@fmlending.com
Address
883 Highway 70W
Garner, NC
Contact
(919) 772-1977
Fax (301) 639-0804
gturner@nfmlending.com