Compare Today’s Refinance Rates for Garner, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Garner, North Carolina 27529. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,540 or $10 / month in Garner and other areas of Wake county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Garner, North Carolina 27529.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Garner, North Carolina 27529

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Garner, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Garner, NC 27529, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Garner, NC

Refinance Rates for Garner, North Carolina 27529 from 2013 - 2020

Below are historical data on refinancing in Garner, North Carolina and around Wake county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Garner, North Carolina 27529

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Garner, North Carolina 27529, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Dawn Seabolt

Mortgage Consultant

1004 Vandora Springs Road

Garner, NC 27529

(919) 818-9626

dawn.seabolt@phmloans.com

Dawn Seabolt

Mortgage Consultants

1004 Vandora Springs Road

Garner, NC 27529

(919) 818-9626

dseabolt@fmlending.com

Gregory Turner

Loan Officer

883 Highway 70W

Garner, NC 27529

(919) 772-1977

gturner@nfmlending.com

Chuck Payne

Loan Officer

883 Highway 70W

Garner, NC 27529

(888) 233-0092

cpayne@nfmlending.com

Brian Campbell

Mortgage Loan Officer

100 Mast Dr�

Garner, NC 27529

(919) 662-5649

bcampbell@bbandt.com

Address

1004 Vandora Springs Road

Garner, NC

Contact

(919) 818-9626

Fax (301) 639-0804

dawn.seabolt@phmloans.com

Address

1004 Vandora Springs Road

Garner, NC

Contact

(919) 818-9626

Fax (301) 639-0804

dseabolt@fmlending.com

Address

883 Highway 70W

Garner, NC

Contact

(919) 772-1977

Fax (301) 639-0804

gturner@nfmlending.com

Refinancing News for Garner, North Carolina 27529