Compare Today’s Refinance Rates for Gaston, North Carolina 27832
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Gaston, North Carolina 27832.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,134 over the lifetime of your mortgage, which translates to a monthly savings of $25 in Gaston and other areas of Northampton county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Gaston, North Carolina 27832
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Interactive Refinance Rate Projections for Gaston, North Carolina 27832
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gaston, NC 27832, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gaston, North Carolina 27832 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gaston, North Carolina and the surrounding Northampton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
% 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Gaston, North Carolina 27832
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gaston, North Carolina 27832, we have compiled a list of top refinance brokers to assist you in the process.
Lisa Frink
Mortgage Broker
2405 Stantonsburg Rd
Greenville, NC 27832
(252) 321-6415
lisa.frink@firstcitizens.com
Greg Gladson
Agribusiness Loan Officer
100 East First Street
Greenville, NC 27832
(252) 758-1512
rgladson@agcarolina.com
Preston Sutton
Agribusiness Loan Officer
100 East First Street
Greenville, NC 27832
(252) 758-1512
psutton@agcarolina.com
Danny Alexander
Sr. Loan Officer Special Assets
100 East First Street
Greenville, NC 27832
(252) 758-1512
dalexander@agcarolina.com
Doug Gay
Loan Officer
100 East First Street
Greenville, NC 27832
(252) 758-1512
dgay@agcarolina.com
Address
2405 Stantonsburg Rd
Greenville, NC
Contact
(252) 321-6415
Fax (301) 639-0804
lisa.frink@firstcitizens.com
Address
100 East First Street
Greenville, NC
Contact
(252) 758-1512
Fax (301) 639-0804
rgladson@agcarolina.com
Address
100 East First Street
Greenville, NC
Contact
(252) 758-1512
Fax (301) 639-0804
psutton@agcarolina.com