Compare Today’s Refinance Rates for Gaston, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Gaston, North Carolina 27832. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $2,589 or $7 / month in Gaston and other areas of Northampton county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Gaston, North Carolina 27832.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Gaston, North Carolina 27832

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Gaston, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Gaston, NC 27832, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Gaston, NC

Refinance Rates for Gaston, North Carolina 27832 from 2013 - 2020

Below are historical data on refinancing in Gaston, North Carolina and around Northampton county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Gaston, North Carolina 27832

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gaston, North Carolina 27832, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lisa Frink

Mortgage Broker

2405 Stantonsburg Rd

Greenville, NC 27832

(252) 321-6415

lisa.frink@firstcitizens.com

Greg Gladson

Agribusiness Loan Officer

100 East First Street

Greenville, NC 27832

(252) 758-1512

rgladson@agcarolina.com

Preston Sutton

Agribusiness Loan Officer

100 East First Street

Greenville, NC 27832

(252) 758-1512

psutton@agcarolina.com

Danny Alexander

Sr. Loan Officer Special Assets

100 East First Street

Greenville, NC 27832

(252) 758-1512

dalexander@agcarolina.com

Doug Gay

Loan Officer

100 East First Street

Greenville, NC 27832

(252) 758-1512

dgay@agcarolina.com

Address

2405 Stantonsburg Rd

Greenville, NC

Contact

(252) 321-6415

Fax (301) 639-0804

lisa.frink@firstcitizens.com

Address

100 East First Street

Greenville, NC

Contact

(252) 758-1512

Fax (301) 639-0804

rgladson@agcarolina.com

Address

100 East First Street

Greenville, NC

Contact

(252) 758-1512

Fax (301) 639-0804

psutton@agcarolina.com

Refinancing News for Gaston, North Carolina 27832