Compare Today’s Refinance Rates for Gastonia, North Carolina
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Gastonia, North Carolina 28052. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Gastonia and surrounding areas of Gaston county, your expected lifetime cash savings are $15,372 or $43 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Gastonia, North Carolina 28052.
Summary of Average Refinance Terms in Gastonia, North Carolina 28052
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Customized Refinance Rate Projections for Gastonia, NC
For refinance rate forecasts and predictions in Gastonia, NC 28052, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Gastonia, North Carolina 28052 from 2014 - 2021
Below are historical data on refinancing in Gastonia, North Carolina and around Gaston county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 58.94% | 48.28% | 48.05% | 55.50% | 56.80% | 57.36% | 55.40% | 48.46% |
| avg refi rate | 4.81% | 4.51% | 3.91% | 3.70% | 4.50% | 4.06% | 3.89% | 3.95% |
| % 15 year fixed refinance | 27.51% | 32.11% | 33.71% | 31.93% | 31.44% | 26.89% | 29.02% | 34.96% |
| avg refi rate | 4.22% | 3.74% | 3.22% | 2.98% | 3.53% | 3.26% | 3.07% | 3.08% |
| Avg credit score | 768.10 | 769.35 | 771.07 | 765.85 | 751.88 | 758.14 | 755.64 | 752.79 |
| Avg LTV (loan to value) | 63.08% | 64.03% | 65.38% | 68.14% | 72.18% | 73.31% | 72.45% | 70.15% |
| Avg DTI (debt to income) | 30.62 | 30.31 | 30.02 | 29.84 | 32.72 | 31.65 | 31.87 | 32.22 |
| Avg refinance insurance % | 1.38% | 2.00% | 1.79% | 3.36% | 5.37% | 5.83% | 5.06% | 3.64% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Gastonia, North Carolina 28052
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gastonia, North Carolina 28052, we have compiled a list of the leading refinance brokers to guide you.
Jenny Holder
Senior Loan Officer
1325-A East Garrison Blvd
Gastonia, NC 28052
(704) 772-4475
jholder@gmmllc.com
Nelson Thompson
Senior Loan Officer
1325-A East Garrison Blvd.
Gastonia, NC 28052
(703) 653-3701
nthompson@gmmllc.com
Martha Williard
Senior Loan Officer
1325-A East Garrison Blvd.
Gastonia, NC 28052
(703) 653-7470
mwilliard@gmmllc.com
Jenny Holder
Senior Loan Officer
1325-A East Garrison Blvd.
Gastonia, NC 28052
(704) 772-4475
jennyholder@gmmllc.com
Denise Mccoy
Senior Mortgage Consultant
605 S New Hope Rd
Gastonia, NC 28052
(704) 471-9382
denise.mccoy@allentate.com
Address
1325-A East Garrison Blvd
Gastonia, NC
Contact
(704) 772-4475
Fax (301) 639-0804
jholder@gmmllc.com
Address
1325-A East Garrison Blvd.
Gastonia, NC
Contact
(703) 653-3701
Fax (301) 639-0804
nthompson@gmmllc.com
Address
1325-A East Garrison Blvd.
Gastonia, NC
Contact
(703) 653-7470
Fax (301) 639-0804
mwilliard@gmmllc.com