Compare Today’s Refinance Rates for Gastonia, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Gastonia, North Carolina 28054. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Gastonia and other areas of Gaston county, expected lifetime cash savings are $2,603 or $7 / month.

For Gastonia, North Carolina 28054, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Gastonia, North Carolina 28054

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Gastonia, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Gastonia, NC 28054, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Gastonia, NC

Refinance Rates for Gastonia, North Carolina 28054 from 2013 - 2020

Below are historical data on refinancing in Gastonia, North Carolina and around Gaston county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Gastonia, North Carolina 28054

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gastonia, North Carolina 28054, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jenny Holder

Senior Loan Officer

1325-A East Garrison Blvd

Gastonia, NC 28054

(704) 772-4475

jholder@gmmllc.com

Nelson Thompson

Senior Loan Officer

1325-A East Garrison Blvd.

Gastonia, NC 28054

(703) 653-3701

nthompson@gmmllc.com

Martha Williard

Senior Loan Officer

1325-A East Garrison Blvd.

Gastonia, NC 28054

(703) 653-7470

mwilliard@gmmllc.com

Jenny Holder

Senior Loan Officer

1325-A East Garrison Blvd.

Gastonia, NC 28054

(704) 772-4475

jennyholder@gmmllc.com

Denise Mccoy

Senior Mortgage Consultant

605 S New Hope Rd

Gastonia, NC 28054

(704) 471-9382

denise.mccoy@allentate.com

Address

1325-A East Garrison Blvd

Gastonia, NC

Contact

(704) 772-4475

Fax (301) 639-0804

jholder@gmmllc.com

Address

1325-A East Garrison Blvd.

Gastonia, NC

Contact

(703) 653-3701

Fax (301) 639-0804

nthompson@gmmllc.com

Address

1325-A East Garrison Blvd.

Gastonia, NC

Contact

(703) 653-7470

Fax (301) 639-0804

mwilliard@gmmllc.com

Refinancing News for Gastonia, North Carolina 28054