Compare Today’s Refinance Rates for Gatesville, North Carolina 27938
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Gatesville, North Carolina 27938.
With a 30-year amortization refinance in Gatesville and surrounding areas of Gates county, our calculations show that you can expect to save up to $15,813 over the lifetime of your mortgage, or a monthly savings of $44. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Gatesville, North Carolina 27938.
Summary of Average Refinances in Gatesville, North Carolina 27938
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Interactive Refinance Rate Projections for Gatesville, North Carolina 27938
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gatesville, NC 27938, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gatesville, North Carolina 27938 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gatesville, North Carolina and the surrounding Gates county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
| avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
| % 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
| avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
| Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
| Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
| Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
| Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Gatesville, North Carolina 27938
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gatesville, North Carolina 27938, we have compiled a list of top refinance brokers to assist you in the process.
DAVID JOYNER
Branch Manager-Mortgage Loan Officer
115 Mustian Street
Kill Devil Hills, NC 27938
djoyner@homeownersmtg.com
Drew Wright
Mortgage Loan Officer
6475 N Croatan Hwy,
Kitty Hawk, NC 27938
(480) 444-7100
drew.wright@onqfinancial.com
Robert Abbitt
Home Mortgage Consultant
3118 N Croatan Hwy Suite 204
Kill Devil Hills, NC 27938
(252) 441-7610
robert.abbitt@wellsfargo.com
Kelly Bergenstock
Home Mortgage Consultant
3118 N Croatan Hwy Suite 204
Kill Devil Hills, NC 27938
(252) 441-7610
kelly.bergenstock@wellsfargo.com
Marta Boyce
Home Mortgage Consultant
3118 N Croatan Hwy Suite 204
Kill Devil Hills, NC 27938
(252) 441-7610
marta.boyce@wellsfargo.com
Address
115 Mustian Street
Kill Devil Hills, NC
Contact
Fax (301) 639-0804
djoyner@homeownersmtg.com
Address
6475 N Croatan Hwy,
Kitty Hawk, NC
Contact
(480) 444-7100
Fax (301) 639-0804
drew.wright@onqfinancial.com
Address
3118 N Croatan Hwy Suite 204
Kill Devil Hills, NC
Contact
(252) 441-7610
Fax (301) 639-0804
robert.abbitt@wellsfargo.com