Compare Today’s Refinance Rates for Gibson, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Gibson, North Carolina 28343. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $1,969 or $5 / month in Gibson and other areas of Scotland county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Gibson, North Carolina 28343.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Gibson, North Carolina 28343

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Gibson, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Gibson, NC 28343, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Gibson, NC

Refinance Rates for Gibson, North Carolina 28343 from 2013 - 2020

Below are historical data on refinancing in Gibson, North Carolina and around Scotland county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Gibson, North Carolina 28343

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gibson, North Carolina 28343, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Marilyn Danis

Mortgage Consultant/Ceo

2577 Ravenhill Dr

Fayetteville, NC 28343

(910) 977-2002

mdanis@residentialmort.com

James Danis

Loan Officer

2577 Ravenhill Dr

Fayetteville, NC 28343

(910) 483-1211

jdanis@residentialmort.com

Mindy Frailey

Loan Officer

2944 Breezewood Ave Ste 201

Fayetteville, NC 28343

(910) 221-9848 Ext24

mindy@carolinahomemortgage.com

David Norris

Loan Officer

3800 Raeford Rd

Fayetteville, NC 28343

(910) 364-4122

david@nchfm.com

Matt Leszcz

Loan Officer

6432 Yadkin Rd

Fayetteville, NC 28343

(910) 826-3650

mattl@cunninghammortgage.com

Address

2577 Ravenhill Dr

Fayetteville, NC

Contact

(910) 977-2002

Fax (301) 639-0804

mdanis@residentialmort.com

Address

2577 Ravenhill Dr

Fayetteville, NC

Contact

(910) 483-1211

Fax (301) 639-0804

jdanis@residentialmort.com

Address

2944 Breezewood Ave Ste 201

Fayetteville, NC

Contact

(910) 221-9848 Ext24

Fax (301) 639-0804

mindy@carolinahomemortgage.com

Refinancing News for Gibson, North Carolina 28343