Compare Today’s Refinance Rates for Gibsonville, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Gibsonville, North Carolina 27249. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,689 or $13 / month in Gibsonville and other areas of Guilford county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Gibsonville, North Carolina 27249.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Gibsonville, North Carolina 27249

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Gibsonville, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Gibsonville, NC 27249, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Gibsonville, NC

Refinance Rates for Gibsonville, North Carolina 27249 from 2013 - 2020

Below are historical data on refinancing in Gibsonville, North Carolina and around Guilford county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Gibsonville, North Carolina 27249

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gibsonville, North Carolina 27249, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michael Motsinger

Mortgage Loan Officer

220 S Main St

Graham, NC 27249

(336) 570-7932

MMotsinger@bbandt.com

Michele Holt

Mortgage Loan Specialist

225 N. Main St.

Graham, NC 27249

(336) 227-5531

mholt@carolinafc.com

Deborah Huff

Mortgage Loan Officer

206 Alamance Rd

Burlington, NC 27249

(336) 260-0743

deb.huff@pncmortgage.com

KAREN LOWE

Home Mortgage Consultant

3332 S Church St

Burlington, NC 27249

(336) 584-4045

KAREN.LOWE@wellsfargo.com

DONALD STRADER

Home Mortgage Consultant

3332 S Church St

Burlington, NC 27249

(336) 584-4045

don.strader@wellsfargo.com

Address

220 S Main St

Graham, NC

Contact

(336) 570-7932

Fax (301) 639-0804

MMotsinger@bbandt.com

Address

225 N. Main St.

Graham, NC

Contact

(336) 227-5531

Fax (301) 639-0804

mholt@carolinafc.com

Address

206 Alamance Rd

Burlington, NC

Contact

(336) 260-0743

Fax (301) 639-0804

deb.huff@pncmortgage.com

Refinancing News for Gibsonville, North Carolina 27249