Compare Today’s Refinance Rates for Glendale Springs, North Carolina 28629
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Glendale Springs, North Carolina 28629.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $11,457 over the lifetime of your mortgage, which translates to a monthly savings of $32 in Glendale Springs and other areas of Ashe county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Glendale Springs, North Carolina 28629
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Interactive Refinance Rate Projections for Glendale Springs, North Carolina 28629
Pureloan has developed an interactive chart to monitor the five largest local lenders in Glendale Springs, NC 28629, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Glendale Springs, North Carolina 28629 from 2024 - 2016
The following historical data provides insights into refinancing trends in Glendale Springs, North Carolina and the surrounding Ashe county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.46% | 57.87% | 56.17% | 53.79% | 58.15% | 55.08% | 52.41% | 54.22% | 53.45% |
| avg refi rate | 6.40% | 3.67% | 2.99% | 3.29% | 4.25% | 4.50% | 4.09% | 3.92% | 4.08% |
| % 15 year fixed refinance | 7.69% | 25.72% | 28.72% | 30.29% | 28.93% | 30.51% | 34.22% | 31.56% | 32.29% |
| avg refi rate | 6.37% | 2.75% | 2.49% | 2.84% | 3.71% | 3.92% | 3.23% | 3.19% | 3.30% |
| Avg credit score | 742.31 | 764.36 | 751.68 | 760.74 | 747.14 | 743.83 | 752.84 | 756.82 | 757.08 |
| Avg LTV (loan to value) | 69.50% | 59.60% | 64.65% | 67.70% | 67.60% | 67.35% | 69.36% | 70.33% | 70.48% |
| Avg DTI (debt to income) | 35.46 | 32.91 | 31.26 | 30.94 | 32.22 | 32.89 | 32.49 | 30.97 | 31.94 |
| Avg refinance insurance % | 7.46% | 1.72% | 2.27% | 3.06% | 3.14% | 3.47% | 3.84% | 4.26% | 4.89% |
Best Refinance Brokers around Glendale Springs, North Carolina 28629
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Glendale Springs, North Carolina 28629, we have compiled a list of top refinance brokers to assist you in the process.
Eric Schumacher
Loan Officer
707 College Ave. SW
Lenoir, NC 28629
828
eric.schumacher@community1.com
G Hugunine
Loan Officer
340 Nc Highway 16 S
Taylorsville, NC 28629
(828) 632-0650
ghugunine@flahertyfunding.com
Rita Pennell
Loan Officer
562 Nc Highway 16 S
Taylorsville, NC 28629
(828) 632-8282
ritapennell@bellsouth.net
Teresa Spencer
Loan Officer
709 E Main St
Jefferson, NC 28629
(336) 246-6405
teresa.spencer@yadkinmortgage.com
Ellen Hughes
Loan Officer
200 Linville St
Newland, NC 28629
(828) 733-9281
Ellen_Hughes@ucbi.com
Address
707 College Ave. SW
Lenoir, NC
Contact
828
Fax (301) 639-0804
eric.schumacher@community1.com
Address
340 Nc Highway 16 S
Taylorsville, NC
Contact
(828) 632-0650
Fax (301) 639-0804
ghugunine@flahertyfunding.com
Address
562 Nc Highway 16 S
Taylorsville, NC
Contact
(828) 632-8282
Fax (301) 639-0804
ritapennell@bellsouth.net