Compare Today’s Refinance Rates for Graham, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Graham, North Carolina 27253. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Graham and surrounding areas of Alamance county, your expected lifetime cash savings are $4,937 or $14 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Graham, North Carolina 27253.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Graham, North Carolina 27253

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Graham, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Graham, NC 27253, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Graham, NC

Refinance Rates for Graham, North Carolina 27253 from 2013 - 2020

Below are historical data on refinancing in Graham, North Carolina and around Alamance county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Graham, North Carolina 27253

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Graham, North Carolina 27253, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michele Holt

Mortgage Loan Specialist

225 N. Main St.

Graham, NC 27253

(336) 227-5531

mholt@carolinafc.com

Michael Motsinger

Mortgage Loan Officer

220 S Main St

Graham, NC 27253

(336) 570-7932

MMotsinger@bbandt.com

Linda Roberts

Loan Officer

148 East St

Pittsboro, NC 27253

(919) 545-3000

linda@carolinahomemortgage.com

Erica Sanders

Loan Officer

148 East St

Pittsboro, NC 27253

(919) 545-3000

erica@carolinahomemortgage.com

Chris Awtrey

Mortgage Loan Specialist

110 E Beaver St

Siler City, NC 27253

(919) 742-2189

cawtrey@carolinacountrymortgages.com

Address

225 N. Main St.

Graham, NC

Contact

(336) 227-5531

Fax (301) 639-0804

mholt@carolinafc.com

Address

220 S Main St

Graham, NC

Contact

(336) 570-7932

Fax (301) 639-0804

MMotsinger@bbandt.com

Address

148 East St

Pittsboro, NC

Contact

(919) 545-3000

Fax (301) 639-0804

linda@carolinahomemortgage.com

Refinancing News for Graham, North Carolina 27253