Compare Today’s Refinance Rates for Grandy, North Carolina 27939
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Grandy, North Carolina 27939.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $19,493 over the lifetime of your mortgage, which translates to a monthly savings of $54 in Grandy and other areas of Currituck county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Grandy, North Carolina 27939
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Interactive Refinance Rate Projections for Grandy, North Carolina 27939
Pureloan has developed an interactive chart to monitor the five largest local lenders in Grandy, NC 27939, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Grandy, North Carolina 27939 from 2024 - 2016
The following historical data provides insights into refinancing trends in Grandy, North Carolina and the surrounding Currituck county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
| avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
| % 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
| avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
| Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
| Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
| Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
| Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Grandy, North Carolina 27939
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Grandy, North Carolina 27939, we have compiled a list of top refinance brokers to assist you in the process.
DAVID JOYNER
Branch Manager-Mortgage Loan Officer
115 Mustian Street
Kill Devil Hills, NC 27939
djoyner@homeownersmtg.com
Drew Wright
Mortgage Loan Officer
6475 N Croatan Hwy,
Kitty Hawk, NC 27939
(480) 444-7100
drew.wright@onqfinancial.com
Robert Abbitt
Home Mortgage Consultant
3118 N Croatan Hwy Suite 204
Kill Devil Hills, NC 27939
(252) 441-7610
robert.abbitt@wellsfargo.com
Kelly Bergenstock
Home Mortgage Consultant
3118 N Croatan Hwy Suite 204
Kill Devil Hills, NC 27939
(252) 441-7610
kelly.bergenstock@wellsfargo.com
Marta Boyce
Home Mortgage Consultant
3118 N Croatan Hwy Suite 204
Kill Devil Hills, NC 27939
(252) 441-7610
marta.boyce@wellsfargo.com
Address
115 Mustian Street
Kill Devil Hills, NC
Contact
Fax (301) 639-0804
djoyner@homeownersmtg.com
Address
6475 N Croatan Hwy,
Kitty Hawk, NC
Contact
(480) 444-7100
Fax (301) 639-0804
drew.wright@onqfinancial.com
Address
3118 N Croatan Hwy Suite 204
Kill Devil Hills, NC
Contact
(252) 441-7610
Fax (301) 639-0804
robert.abbitt@wellsfargo.com