Compare Today’s Refinance Rates for Granite Falls, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Granite Falls, North Carolina 28630. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Granite Falls and other areas of Caldwell county, expected lifetime cash savings are $5,336 or $15 / month.

For Granite Falls, North Carolina 28630, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Granite Falls, North Carolina 28630

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Granite Falls, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Granite Falls, NC 28630, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Granite Falls, NC

Refinance Rates for Granite Falls, North Carolina 28630 from 2013 - 2020

Below are historical data on refinancing in Granite Falls, North Carolina and around Caldwell county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Granite Falls, North Carolina 28630

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Granite Falls, North Carolina 28630, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Eric Schumacher

Loan Officer

707 College Ave. SW

Lenoir, NC 28630

828

eric.schumacher@community1.com

G Hugunine

Loan Officer

340 Nc Highway 16 S

Taylorsville, NC 28630

(828) 632-0650

ghugunine@flahertyfunding.com

Rita Pennell

Loan Officer

562 Nc Highway 16 S

Taylorsville, NC 28630

(828) 632-8282

ritapennell@bellsouth.net

Teresa Spencer

Loan Officer

709 E Main St

Jefferson, NC 28630

(336) 246-6405

teresa.spencer@yadkinmortgage.com

Ellen Hughes

Loan Officer

200 Linville St

Newland, NC 28630

(828) 733-9281

Ellen_Hughes@ucbi.com

Address

707 College Ave. SW

Lenoir, NC

Contact

828

Fax (301) 639-0804

eric.schumacher@community1.com

Address

340 Nc Highway 16 S

Taylorsville, NC

Contact

(828) 632-0650

Fax (301) 639-0804

ghugunine@flahertyfunding.com

Address

562 Nc Highway 16 S

Taylorsville, NC

Contact

(828) 632-8282

Fax (301) 639-0804

ritapennell@bellsouth.net

Refinancing News for Granite Falls, North Carolina 28630