Compare Today’s Refinance Rates for Grifton, North Carolina 28530
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Grifton, North Carolina 28530.
With a 30-year amortization refinance in Grifton and surrounding areas of Pitt county, our calculations show that you can expect to save up to $4,296 over the lifetime of your mortgage, or a monthly savings of $12. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Grifton, North Carolina 28530.
Summary of Average Refinances in Grifton, North Carolina 28530
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Interactive Refinance Rate Projections for Grifton, North Carolina 28530
Pureloan has developed an interactive chart to monitor the five largest local lenders in Grifton, NC 28530, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Grifton, North Carolina 28530 from 2024 - 2016
The following historical data provides insights into refinancing trends in Grifton, North Carolina and the surrounding Pitt county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 56.30% | 57.10% | 49.66% | 64.76% | 53.47% | 52.05% | 58.10% | 59.59% |
avg refi rate | 6.40% | 3.55% | 3.03% | 3.29% | 4.26% | 4.52% | 4.09% | 3.94% | 4.13% |
% 15 year fixed refinance | 22.22% | 27.51% | 28.11% | 35.31% | 20.95% | 35.42% | 36.53% | 30.63% | 29.80% |
avg refi rate | 5.34% | 2.77% | 2.53% | 2.86% | 3.59% | 3.73% | 3.29% | 3.19% | 3.34% |
Avg credit score | 741.17 | 743.32 | 755.32 | 775.61 | 755.68 | 757.58 | 761.43 | 758.39 | 760.20 |
Avg LTV (loan to value) | 52.94% | 61.36% | 65.55% | 69.09% | 71.90% | 69.44% | 68.44% | 72.33% | 70.26% |
Avg DTI (debt to income) | 36.17 | 33.18 | 31.75 | 31.18 | 33.17 | 32.61 | 32.21 | 32.05 | 31.43 |
Avg refinance insurance % | 1.67% | 1.45% | 2.48% | 4.03% | 5.79% | 2.76% | 4.00% | 4.89% | 4.33% |
Best Refinance Brokers around Grifton, North Carolina 28530
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Grifton, North Carolina 28530, we have compiled a list of top refinance brokers to assist you in the process.
Candace Roney
Mortgage Broker
411 Front St
Beaufort, NC 28530
(252) 728-4947
candace.roney@firstcitizens.com
Miriam Willis
Mortgage Loan Officer
202 Craven Street Post Office Box 12429
New Bern, NC 28530
(252) 637-7069
miriam.willis@firstsouthnc.com
Margaret Wood
Mortgage Loan Officer
2430 Heritage Street Post Office Box 1335
Kinston, NC 28530
(252) 523-9449
margaret.wood@firstsouthnc.com
Vivian Sutton
Loan Officer
118 Western Blvd
Jacksonville, NC 28530
(910) 353-8600
viviansutton@thelittlebank.com
Steve Woolard
Loan Officer
118 Western Blvd
Jacksonville, NC 28530
(910) 353-8600
stevewoolard@thelittlebank.com
Address
411 Front St
Beaufort, NC
Contact
(252) 728-4947
Fax (301) 639-0804
candace.roney@firstcitizens.com
Address
202 Craven Street Post Office Box 12429
New Bern, NC
Contact
(252) 637-7069
Fax (301) 639-0804
miriam.willis@firstsouthnc.com
Address
2430 Heritage Street Post Office Box 1335
Kinston, NC
Contact
(252) 523-9449
Fax (301) 639-0804
margaret.wood@firstsouthnc.com