Compare Today’s Refinance Rates for Hamlet, North Carolina 28345
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hamlet, North Carolina 28345.
With a 30-year amortization refinance in Hamlet and surrounding areas of Richmond county, our calculations show that you can expect to save up to $3,984 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Hamlet, North Carolina 28345.
Summary of Average Refinances in Hamlet, North Carolina 28345
Become a certified mortgage expert on Pureloan.com
in Hamlet, North Carolina 28345
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Hamlet, North Carolina 28345
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hamlet, NC 28345, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hamlet, North Carolina 28345 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hamlet, North Carolina and the surrounding Richmond county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 84.85% | 57.07% | 50.35% | 51.85% | 58.46% | 64.62% | 47.66% | 52.53% | 52.69% |
| avg refi rate | 6.64% | 3.80% | 3.04% | 3.38% | 4.44% | 4.63% | 4.19% | 4.02% | 4.15% |
| % 15 year fixed refinance | 6.06% | 27.02% | 34.08% | 34.07% | 30.77% | 28.21% | 36.33% | 35.13% | 31.90% |
| avg refi rate | 4.81% | 2.84% | 2.53% | 2.88% | 3.83% | 3.84% | 3.43% | 3.27% | 3.39% |
| Avg credit score | 731.24 | 740.15 | 748.08 | 771.61 | 743.91 | 740.84 | 746.77 | 748.10 | 749.15 |
| Avg LTV (loan to value) | 68.55% | 63.76% | 67.80% | 71.95% | 74.00% | 70.76% | 71.20% | 73.36% | 72.58% |
| Avg DTI (debt to income) | 38.58 | 33.74 | 32.78 | 32.06 | 34.72 | 34.49 | 33.09 | 33.57 | 31.87 |
| Avg refinance insurance % | 5.15% | 2.19% | 3.33% | 5.65% | 6.67% | 4.71% | 4.03% | 5.88% | 5.41% |
Best Refinance Brokers around Hamlet, North Carolina 28345
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hamlet, North Carolina 28345, we have compiled a list of top refinance brokers to assist you in the process.
Ashley Lewis
Loan Officer
4850 Fayetteville Rd Ste C
Lumberton, NC 28345
(910) 674-4410
ashleyl@cunninghammortgage.com
Travis Lewis
Loan Officer
4850 Fayetteville Rd Ste C
Lumberton, NC 28345
(910) 674-4465
travisl@cunninghammortgage.com
Lori Rozier
Mortgage Loan Officer
600 North Chestnut Street Post Office Box 2369
Lumberton, NC 28345
(910) 739-3274
lori.rozier@firstsouthnc.com
Marilyn Danis
Mortgage Consultant/Ceo
2577 Ravenhill Dr
Fayetteville, NC 28345
(910) 977-2002
mdanis@residentialmort.com
James Danis
Loan Officer
2577 Ravenhill Dr
Fayetteville, NC 28345
(910) 483-1211
jdanis@residentialmort.com
Address
4850 Fayetteville Rd Ste C
Lumberton, NC
Contact
(910) 674-4410
Fax (301) 639-0804
ashleyl@cunninghammortgage.com
Address
4850 Fayetteville Rd Ste C
Lumberton, NC
Contact
(910) 674-4465
Fax (301) 639-0804
travisl@cunninghammortgage.com
Address
600 North Chestnut Street Post Office Box 2369
Lumberton, NC
Contact
(910) 739-3274
Fax (301) 639-0804
lori.rozier@firstsouthnc.com