Compare Today’s Refinance Rates for Harbinger, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Harbinger, North Carolina 27941. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Harbinger and other areas of Currituck county, expected lifetime cash savings are $4,119 or $11 / month.

For Harbinger, North Carolina 27941, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Harbinger, North Carolina 27941

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Harbinger, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Harbinger, NC 27941, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Harbinger, NC

Refinance Rates for Harbinger, North Carolina 27941 from 2013 - 2020

Below are historical data on refinancing in Harbinger, North Carolina and around Currituck county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Harbinger, North Carolina 27941

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Harbinger, North Carolina 27941, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

DAVID JOYNER

Branch Manager-Mortgage Loan Officer

115 Mustian Street

Kill Devil Hills, NC 27941

djoyner@homeownersmtg.com

Drew Wright

Mortgage Loan Officer

6475 N Croatan Hwy,

Kitty Hawk, NC 27941

(480) 444-7100

drew.wright@onqfinancial.com

Robert Abbitt

Home Mortgage Consultant

3118 N Croatan Hwy Suite 204

Kill Devil Hills, NC 27941

(252) 441-7610

robert.abbitt@wellsfargo.com

Kelly Bergenstock

Home Mortgage Consultant

3118 N Croatan Hwy Suite 204

Kill Devil Hills, NC 27941

(252) 441-7610

kelly.bergenstock@wellsfargo.com

Marta Boyce

Home Mortgage Consultant

3118 N Croatan Hwy Suite 204

Kill Devil Hills, NC 27941

(252) 441-7610

marta.boyce@wellsfargo.com

Address

115 Mustian Street

Kill Devil Hills, NC

Contact

Fax (301) 639-0804

djoyner@homeownersmtg.com

Address

6475 N Croatan Hwy,

Kitty Hawk, NC

Contact

(480) 444-7100

Fax (301) 639-0804

drew.wright@onqfinancial.com

Address

3118 N Croatan Hwy Suite 204

Kill Devil Hills, NC

Contact

(252) 441-7610

Fax (301) 639-0804

robert.abbitt@wellsfargo.com

Refinancing News for Harbinger, North Carolina 27941