Compare Today’s Refinance Rates for Harris, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Harris, North Carolina 28074. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Harris and other areas of Rutherford county, expected lifetime cash savings are $3,420 or $10 / month.

For Harris, North Carolina 28074, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Harris, North Carolina 28074

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Harris, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Harris, NC 28074, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Harris, NC

Refinance Rates for Harris, North Carolina 28074 from 2013 - 2020

Below are historical data on refinancing in Harris, North Carolina and around Rutherford county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Harris, North Carolina 28074

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Harris, North Carolina 28074, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

John Frechette

Loan Officer

PO Box 1135

Huntersville, NC 28074

(704) 904-1065

frechettejohn@yahoo.com

Don O'Dell

Sr. Mortgage Consultant

110 N Statesville Rd

Huntersville, NC 28074

(704) 526-9264

Don.ODell@allentate.com

Roger Moore

Loan Officer

7930 W Kenton Cir Ste 150

Huntersville, NC 28074

(704) 895-1088 Ext26

rmoore@ffsmortgages.com

Donna Small

Certified Mortgage Loan Officer

16710 Northcross Dr

Huntersville, NC 28074

(704) 896-5624

DSmall@bbandt.com

Carol Everett

Mortgage Loan Officer

200 Indian Trail Rd N

Indian Trail, NC 28074

(704) 243-6140

carol.everett@bbandt.com

Address

PO Box 1135

Huntersville, NC

Contact

(704) 904-1065

Fax (301) 639-0804

frechettejohn@yahoo.com

Address

110 N Statesville Rd

Huntersville, NC

Contact

(704) 526-9264

Fax (301) 639-0804

Don.ODell@allentate.com

Address

7930 W Kenton Cir Ste 150

Huntersville, NC

Contact

(704) 895-1088 Ext26

Fax (301) 639-0804

rmoore@ffsmortgages.com

Refinancing News for Harris, North Carolina 28074