Compare Today’s Refinance Rates for Havelock, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Havelock, North Carolina 28532. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Havelock and other areas of Craven county, expected lifetime cash savings are $4,937 or $14 / month.

For Havelock, North Carolina 28532, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Havelock, North Carolina 28532

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Havelock, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Havelock, NC 28532, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Havelock, NC

Refinance Rates for Havelock, North Carolina 28532 from 2013 - 2020

Below are historical data on refinancing in Havelock, North Carolina and around Craven county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Havelock, North Carolina 28532

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Havelock, North Carolina 28532, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Candace Roney

Mortgage Broker

411 Front St

Beaufort, NC 28532

(252) 728-4947

candace.roney@firstcitizens.com

Miriam Willis

Mortgage Loan Officer

202 Craven Street Post Office Box 12429

New Bern, NC 28532

(252) 637-7069

miriam.willis@firstsouthnc.com

Margaret Wood

Mortgage Loan Officer

2430 Heritage Street Post Office Box 1335

Kinston, NC 28532

(252) 523-9449

margaret.wood@firstsouthnc.com

Vivian Sutton

Loan Officer

118 Western Blvd

Jacksonville, NC 28532

(910) 353-8600

viviansutton@thelittlebank.com

Steve Woolard

Loan Officer

118 Western Blvd

Jacksonville, NC 28532

(910) 353-8600

stevewoolard@thelittlebank.com

Address

411 Front St

Beaufort, NC

Contact

(252) 728-4947

Fax (301) 639-0804

candace.roney@firstcitizens.com

Address

202 Craven Street Post Office Box 12429

New Bern, NC

Contact

(252) 637-7069

Fax (301) 639-0804

miriam.willis@firstsouthnc.com

Address

2430 Heritage Street Post Office Box 1335

Kinston, NC

Contact

(252) 523-9449

Fax (301) 639-0804

margaret.wood@firstsouthnc.com

Refinancing News for Havelock, North Carolina 28532