Compare Today’s Refinance Rates for Henderson, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Henderson, North Carolina 27536. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,027 or $8 / month in Henderson and other areas of Vance county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Henderson, North Carolina 27536.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Henderson, North Carolina 27536

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Henderson, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Henderson, NC 27536, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Henderson, NC

Refinance Rates for Henderson, North Carolina 27536 from 2013 - 2020

Below are historical data on refinancing in Henderson, North Carolina and around Vance county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Henderson, North Carolina 27536

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Henderson, North Carolina 27536, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Tim Barbour

Vice President

101 Avent Ferry Rd

Holly Springs, NC 27536

(919) 894-1800

HTBARBOUR@fouroaksbank.com

Caroline Corey

Mortgage Loan Consultant

101 Avent Ferry Rd

Holly Springs, NC 27536

(919) 938-6303

ccorey@fouroaksbank.com

Geoffrey Harper

Vice President

101 Avent Ferry Rd

Holly Springs, NC 27536

(919) 553-2323

GMHARPER@fouroaksbank.com

Todd McIntyre

Vice President

101 Avent Ferry Rd

Holly Springs, NC 27536

TRMCINTYRE@fouroaksbank.com

Jim Riley

Senior Vice President

101 Avent Ferry Rd

Holly Springs, NC 27536

(919) 567-3434

JMRILEY@fouroaksbank.com

Address

101 Avent Ferry Rd

Holly Springs, NC

Contact

(919) 894-1800

Fax (301) 639-0804

HTBARBOUR@fouroaksbank.com

Address

101 Avent Ferry Rd

Holly Springs, NC

Contact

(919) 938-6303

Fax (301) 639-0804

ccorey@fouroaksbank.com

Address

101 Avent Ferry Rd

Holly Springs, NC

Contact

(919) 553-2323

Fax (301) 639-0804

GMHARPER@fouroaksbank.com

Refinancing News for Henderson, North Carolina 27536