Compare Today’s Refinance Rates for Hendersonville, North Carolina 28792
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hendersonville, North Carolina 28792.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,318 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Hendersonville and other areas of Henderson county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Hendersonville, North Carolina 28792
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Interactive Refinance Rate Projections for Hendersonville, North Carolina 28792
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hendersonville, NC 28792, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hendersonville, North Carolina 28792 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hendersonville, North Carolina and the surrounding Henderson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.24% | 56.22% | 65.08% | 64.76% | 71.01% | 64.02% | 56.78% | 63.35% | 61.34% |
| avg refi rate | 6.65% | 3.50% | 2.95% | 3.26% | 4.13% | 4.53% | 4.04% | 3.89% | 4.05% |
| % 15 year fixed refinance | 28.55% | 21.93% | 22.05% | 19.16% | 23.11% | 30.69% | 25.05% | 27.92% | |
| avg refi rate | 2.72% | 2.45% | 2.81% | 3.58% | 3.77% | 3.31% | 3.13% | 3.33% | |
| Avg credit score | 728.52 | 752.47 | 765.90 | 765.70 | 759.17 | 746.04 | 750.93 | 757.25 | 763.68 |
| Avg LTV (loan to value) | 57.00% | 53.72% | 61.62% | 65.20% | 66.15% | 62.75% | 65.80% | 67.19% | 67.64% |
| Avg DTI (debt to income) | 36.14 | 32.98 | 31.90 | 32.01 | 32.63 | 33.02 | 32.98 | 32.83 | 31.58 |
| Avg refinance insurance % | 1.43% | 0.51% | 1.46% | 2.44% | 2.95% | 1.33% | 2.26% | 2.72% | 3.05% |
Best Refinance Brokers around Hendersonville, North Carolina 28792
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hendersonville, North Carolina 28792, we have compiled a list of top refinance brokers to assist you in the process.
Eddie Sprouse
Mortgage Banker
117 West Barnwell Street, Suite 4
Hendersonville, NC 28792
(828) 348-5803
eddiesprouse@atlanticbay.com
Laurie Elliott
Mortgage Banker
117 West Barnwell Street, Suite 4
Hendersonville, NC 28792
(828) 348-5803
laurieelliott@atlanticbay.com
Dianne Courtney
Mortgage Broker
539 N Main St
Hendersonville, NC 28792
(828) 696-7554
dianne.courtney@firstcitizens.com
Vickie Wyatt
Loan Officer
610 Spartanburg Hwy
Hendersonville, NC 28792
(828) 696-0780
vickiew@cunninghammortgage.com
Heidi Fitzgerald
Loan Officer
610 Spartanburg Hwy
Hendersonville, NC 28792
(828) 696-0780
heidif@cunninghammortgage.com
Address
117 West Barnwell Street, Suite 4
Hendersonville, NC
Contact
(828) 348-5803
Fax (301) 639-0804
eddiesprouse@atlanticbay.com
Address
117 West Barnwell Street, Suite 4
Hendersonville, NC
Contact
(828) 348-5803
Fax (301) 639-0804
laurieelliott@atlanticbay.com
Address
539 N Main St
Hendersonville, NC
Contact
(828) 696-7554
Fax (301) 639-0804
dianne.courtney@firstcitizens.com