Compare Today’s Refinance Rates for Hertford, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Hertford, North Carolina 27944. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Hertford and other areas of Perquimans county, expected lifetime cash savings are $5,336 or $15 / month.

For Hertford, North Carolina 27944, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Hertford, North Carolina 27944

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hertford, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hertford, NC 27944, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hertford, NC

Refinance Rates for Hertford, North Carolina 27944 from 2013 - 2020

Below are historical data on refinancing in Hertford, North Carolina and around Perquimans county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hertford, North Carolina 27944

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hertford, North Carolina 27944, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

DAVID JOYNER

Branch Manager-Mortgage Loan Officer

115 Mustian Street

Kill Devil Hills, NC 27944

djoyner@homeownersmtg.com

Drew Wright

Mortgage Loan Officer

6475 N Croatan Hwy,

Kitty Hawk, NC 27944

(480) 444-7100

drew.wright@onqfinancial.com

Robert Abbitt

Home Mortgage Consultant

3118 N Croatan Hwy Suite 204

Kill Devil Hills, NC 27944

(252) 441-7610

robert.abbitt@wellsfargo.com

Kelly Bergenstock

Home Mortgage Consultant

3118 N Croatan Hwy Suite 204

Kill Devil Hills, NC 27944

(252) 441-7610

kelly.bergenstock@wellsfargo.com

Marta Boyce

Home Mortgage Consultant

3118 N Croatan Hwy Suite 204

Kill Devil Hills, NC 27944

(252) 441-7610

marta.boyce@wellsfargo.com

Address

115 Mustian Street

Kill Devil Hills, NC

Contact

Fax (301) 639-0804

djoyner@homeownersmtg.com

Address

6475 N Croatan Hwy,

Kitty Hawk, NC

Contact

(480) 444-7100

Fax (301) 639-0804

drew.wright@onqfinancial.com

Address

3118 N Croatan Hwy Suite 204

Kill Devil Hills, NC

Contact

(252) 441-7610

Fax (301) 639-0804

robert.abbitt@wellsfargo.com

Refinancing News for Hertford, North Carolina 27944