Compare Today’s Refinance Rates for Hickory, North Carolina
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Hickory, North Carolina 28603. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $13,930 or $39 / month in Hickory and other areas of Catawba county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Hickory, North Carolina 28603.
Summary of Average Refinance Terms in Hickory, North Carolina 28603
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Customized Refinance Rate Projections for Hickory, NC
For refinance rate forecasts and predictions in Hickory, NC 28603, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Hickory, North Carolina 28603 from 2014 - 2021
Below are historical data on refinancing in Hickory, North Carolina and around Catawba county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 58.94% | 48.28% | 48.05% | 55.50% | 56.80% | 57.36% | 55.40% | 48.46% |
| avg refi rate | 4.81% | 4.51% | 3.91% | 3.70% | 4.50% | 4.06% | 3.89% | 3.95% |
| % 15 year fixed refinance | 27.51% | 32.11% | 33.71% | 31.93% | 31.44% | 26.89% | 29.02% | 34.96% |
| avg refi rate | 4.22% | 3.74% | 3.22% | 2.98% | 3.53% | 3.26% | 3.07% | 3.08% |
| Avg credit score | 768.10 | 769.35 | 771.07 | 765.85 | 751.88 | 758.14 | 755.64 | 752.79 |
| Avg LTV (loan to value) | 63.08% | 64.03% | 65.38% | 68.14% | 72.18% | 73.31% | 72.45% | 70.15% |
| Avg DTI (debt to income) | 30.62 | 30.31 | 30.02 | 29.84 | 32.72 | 31.65 | 31.87 | 32.22 |
| Avg refinance insurance % | 1.38% | 2.00% | 1.79% | 3.36% | 5.37% | 5.83% | 5.06% | 3.64% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Hickory, North Carolina 28603
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hickory, North Carolina 28603, we have compiled a list of the leading refinance brokers to guide you.
Arlington Branch
Becky Houck
1430 2nd Street NE
Hickory, NC 28603
(703) 653-3020
bhouck@gmmllc.com
Andrew Aaron
Senior Loan Officer
1430 2nd Street NE
Hickory, NC 28603
(703) 449-5561
aaaron@gmmllc.com
Patsy Wells
Mortgage Banker
87 4th Street NW, Suite A
Hickory, NC 28603
(828) 320-7220
patsywells@atlanticbay.com
Stacy Sharpe
Mortgage Banker
444 4th St. SW
Hickory, NC 28603
(813) 343-8551
stacysharpe@atlanticbay.com
Raquel Haberer
Loan Officer
200 1st St Suite 316
Hickory, NC 28603
(828) 322-7320
raquel@anchormortgagellc.com
Address
1430 2nd Street NE
Hickory, NC
Contact
(703) 653-3020
Fax (301) 639-0804
bhouck@gmmllc.com
Address
1430 2nd Street NE
Hickory, NC
Contact
(703) 449-5561
Fax (301) 639-0804
aaaron@gmmllc.com
Address
87 4th Street NW, Suite A
Hickory, NC
Contact
(828) 320-7220
Fax (301) 639-0804
patsywells@atlanticbay.com