Compare Today’s Refinance Rates for Hickory, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Hickory, North Carolina 28602. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Hickory and surrounding areas of Catawba county, your expected lifetime cash savings are $4,689 or $13 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Hickory, North Carolina 28602.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Hickory, North Carolina 28602

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hickory, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hickory, NC 28602, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hickory, NC

Refinance Rates for Hickory, North Carolina 28602 from 2013 - 2020

Below are historical data on refinancing in Hickory, North Carolina and around Catawba county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hickory, North Carolina 28602

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hickory, North Carolina 28602, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Arlington Branch

Becky Houck

1430 2nd Street NE

Hickory, NC 28602

(703) 653-3020

bhouck@gmmllc.com

Andrew Aaron

Senior Loan Officer

1430 2nd Street NE

Hickory, NC 28602

(703) 449-5561

aaaron@gmmllc.com

Patsy Wells

Mortgage Banker

87 4th Street NW, Suite A

Hickory, NC 28602

(828) 320-7220

patsywells@atlanticbay.com

Stacy Sharpe

Mortgage Banker

444 4th St. SW

Hickory, NC 28602

(813) 343-8551

stacysharpe@atlanticbay.com

Raquel Haberer

Loan Officer

200 1st St Suite 316

Hickory, NC 28602

(828) 322-7320

raquel@anchormortgagellc.com

Address

1430 2nd Street NE

Hickory, NC

Contact

(703) 653-3020

Fax (301) 639-0804

bhouck@gmmllc.com

Address

1430 2nd Street NE

Hickory, NC

Contact

(703) 449-5561

Fax (301) 639-0804

aaaron@gmmllc.com

Address

87 4th Street NW, Suite A

Hickory, NC

Contact

(828) 320-7220

Fax (301) 639-0804

patsywells@atlanticbay.com

Refinancing News for Hickory, North Carolina 28602