Compare Today’s Refinance Rates for High Point, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for High Point, North Carolina 27265. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in High Point and surrounding areas of Guilford county, your expected lifetime cash savings are $3,418 or $9 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for High Point, North Carolina 27265.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in High Point, North Carolina 27265

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for High Point, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in High Point, NC 27265, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for High Point, NC

Refinance Rates for High Point, North Carolina 27265 from 2013 - 2020

Below are historical data on refinancing in High Point, North Carolina and around Guilford county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around High Point, North Carolina 27265

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in High Point, North Carolina 27265, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michelle Wright

Sr. Mortgage Banker

2212 Eastchester Dr.Suite 2E

High Point, NC 27265

(843) 449-2250

mwright@alcovamortgage.com

Connie Mcclendon

Branch Manager

2212 Eastchester Dr.Suite 2E

High Point, NC 27265

(843) 449-2250

cmcclendon@alcovamortgage.com

Varnetta Jones

Sr. Loan Officer

2212 Eastchester Dr.Suite 2E

High Point, NC 27265

(843) 449-2250

vjones@alcovamortgage.com

Angela Whiteford

Senior Mortgage Consultant

1400 Eastchester Dr.

High Point, NC 27265

(336) 883-0069

angela.whiteford@allentate.com

Ronald Sankey

Mortgage Loan Counselor

4025 Premier Dr

High Point, NC 27265

(336) 455-7731

RSankey@bbandt.com

Address

2212 Eastchester Dr.Suite 2E

High Point, NC

Contact

(843) 449-2250

Fax (301) 639-0804

mwright@alcovamortgage.com

Address

2212 Eastchester Dr.Suite 2E

High Point, NC

Contact

(843) 449-2250

Fax (301) 639-0804

cmcclendon@alcovamortgage.com

Address

2212 Eastchester Dr.Suite 2E

High Point, NC

Contact

(843) 449-2250

Fax (301) 639-0804

vjones@alcovamortgage.com

Refinancing News for High Point, North Carolina 27265