Compare Today’s Refinance Rates for Hillsborough, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Hillsborough, North Carolina 27278. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,271 or $12 / month in Hillsborough and other areas of Orange county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Hillsborough, North Carolina 27278.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Hillsborough, North Carolina 27278

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hillsborough, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hillsborough, NC 27278, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hillsborough, NC

Refinance Rates for Hillsborough, North Carolina 27278 from 2013 - 2020

Below are historical data on refinancing in Hillsborough, North Carolina and around Orange county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hillsborough, North Carolina 27278

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hillsborough, North Carolina 27278, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Rhonda Macarella

Mortgage Loan Originators

202 Millstone Drive

Hillsborough, NC 27278

919

rmascarella@localfirstbank.com

Lisa Fox

Mortgage Loan Specialist

115 E. King Street

Hillsborough, NC 27278

(919) 732-2168

lfox@carolinafc.com

Linda Roberts

Loan Officer

148 East St

Pittsboro, NC 27278

(919) 545-3000

linda@carolinahomemortgage.com

Erica Sanders

Loan Officer

148 East St

Pittsboro, NC 27278

(919) 545-3000

erica@carolinahomemortgage.com

Chris Awtrey

Mortgage Loan Specialist

110 E Beaver St

Siler City, NC 27278

(919) 742-2189

cawtrey@carolinacountrymortgages.com

Address

202 Millstone Drive

Hillsborough, NC

Contact

919

Fax (301) 639-0804

rmascarella@localfirstbank.com

Address

115 E. King Street

Hillsborough, NC

Contact

(919) 732-2168

Fax (301) 639-0804

lfox@carolinafc.com

Address

148 East St

Pittsboro, NC

Contact

(919) 545-3000

Fax (301) 639-0804

linda@carolinahomemortgage.com

Refinancing News for Hillsborough, North Carolina 27278