Compare Today’s Refinance Rates for Hobgood, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Hobgood, North Carolina 27843. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Hobgood and other areas of Halifax county, expected lifetime cash savings are $1,162 or $3 / month.

For Hobgood, North Carolina 27843, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Hobgood, North Carolina 27843

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hobgood, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hobgood, NC 27843, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hobgood, NC

Refinance Rates for Hobgood, North Carolina 27843 from 2013 - 2020

Below are historical data on refinancing in Hobgood, North Carolina and around Halifax county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hobgood, North Carolina 27843

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hobgood, North Carolina 27843, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ellen Bass

Loan Officer

1311 Carolina Ave

Washington, NC 27843

(252) 442-2414

ellen.bass@firstsouthnc.com

Jennifer Evans

Branch Manager

1311 Carolina Avenue Post Office Box 2047

Washington, NC 27843

(252) 946-4178

jennifer.evans@firstsouthnc.com

James Johnston

Vice President Commercial Banking Officer

1311 Carolina Avenue Post Office Box 2047

Washington, NC 27843

(252) 946-4178

james.johnston@firstsouthnc.com

June Lee

Mortgage Consultant

1311 Carolina Avenue Post Office Box 2047

Washington, NC 27843

(252) 946-4178

june.lee@firstsouthnc.com

Bambi Cox

Financial Services Associate

1311 Carolina Avenue Post Office Box 2047

Washington, NC 27843

(252) 946-4178

bambi.cox@firstsouthnc.com

Address

1311 Carolina Ave

Washington, NC

Contact

(252) 442-2414

Fax (301) 639-0804

ellen.bass@firstsouthnc.com

Address

1311 Carolina Avenue Post Office Box 2047

Washington, NC

Contact

(252) 946-4178

Fax (301) 639-0804

jennifer.evans@firstsouthnc.com

Address

1311 Carolina Avenue Post Office Box 2047

Washington, NC

Contact

(252) 946-4178

Fax (301) 639-0804

james.johnston@firstsouthnc.com

Refinancing News for Hobgood, North Carolina 27843