Compare Today’s Refinance Rates for Hoffman, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Hoffman, North Carolina 28347. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $2,079 or $6 / month in Hoffman and other areas of Richmond county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Hoffman, North Carolina 28347.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Hoffman, North Carolina 28347

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hoffman, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hoffman, NC 28347, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hoffman, NC

Refinance Rates for Hoffman, North Carolina 28347 from 2013 - 2020

Below are historical data on refinancing in Hoffman, North Carolina and around Richmond county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hoffman, North Carolina 28347

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hoffman, North Carolina 28347, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ashley Lewis

Loan Officer

4850 Fayetteville Rd Ste C

Lumberton, NC 28347

(910) 674-4410

ashleyl@cunninghammortgage.com

Travis Lewis

Loan Officer

4850 Fayetteville Rd Ste C

Lumberton, NC 28347

(910) 674-4465

travisl@cunninghammortgage.com

Lori Rozier

Mortgage Loan Officer

600 North Chestnut Street Post Office Box 2369

Lumberton, NC 28347

(910) 739-3274

lori.rozier@firstsouthnc.com

Marilyn Danis

Mortgage Consultant/Ceo

2577 Ravenhill Dr

Fayetteville, NC 28347

(910) 977-2002

mdanis@residentialmort.com

James Danis

Loan Officer

2577 Ravenhill Dr

Fayetteville, NC 28347

(910) 483-1211

jdanis@residentialmort.com

Address

4850 Fayetteville Rd Ste C

Lumberton, NC

Contact

(910) 674-4410

Fax (301) 639-0804

ashleyl@cunninghammortgage.com

Address

4850 Fayetteville Rd Ste C

Lumberton, NC

Contact

(910) 674-4465

Fax (301) 639-0804

travisl@cunninghammortgage.com

Address

600 North Chestnut Street Post Office Box 2369

Lumberton, NC

Contact

(910) 739-3274

Fax (301) 639-0804

lori.rozier@firstsouthnc.com

Refinancing News for Hoffman, North Carolina 28347