Compare Today’s Refinance Rates for Holly Ridge, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Holly Ridge, North Carolina 28445. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,097 or $9 / month in Holly Ridge and other areas of Onslow county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Holly Ridge, North Carolina 28445.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Holly Ridge, North Carolina 28445

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Holly Ridge, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Holly Ridge, NC 28445, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Holly Ridge, NC

Refinance Rates for Holly Ridge, North Carolina 28445 from 2013 - 2020

Below are historical data on refinancing in Holly Ridge, North Carolina and around Onslow county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Holly Ridge, North Carolina 28445

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Holly Ridge, North Carolina 28445, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Connie Reeves

Branch Supervisor

1001 Olde Waterford Way

Leland, NC 28445

(910) 859-7407

csreeves@dhimortgage.com

Bill Calder

Branch Manager/Mortgage Consultant

1022 Grandiflora Dr Ste 110

Leland, NC 28445

(910) 383-0064

billc@cunninghammortgage.com

Bill Moore

Loan Officer

1022 Grandiflora Dr Ste 110

Leland, NC 28445

(910) 383-0064

bill.moore@cunninghammortgage.com

Donnie Grooms

Mortgage Loan Officer

1117 New Pointe Blvd

Leland, NC 28445

(910) 371-1405

donnie.grooms@southstatebank.com

Joanna Thorndyke

Mortgage Loan Officer

1117 New Pointe Blvd

Leland, NC 28445

(910) 371-1405

joanna.thorndyke@southstatebank.com

Address

1001 Olde Waterford Way

Leland, NC

Contact

(910) 859-7407

Fax (301) 639-0804

csreeves@dhimortgage.com

Address

1022 Grandiflora Dr Ste 110

Leland, NC

Contact

(910) 383-0064

Fax (301) 639-0804

billc@cunninghammortgage.com

Address

1022 Grandiflora Dr Ste 110

Leland, NC

Contact

(910) 383-0064

Fax (301) 639-0804

bill.moore@cunninghammortgage.com

Refinancing News for Holly Ridge, North Carolina 28445