Compare Today’s Refinance Rates for Huntersville, North Carolina
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Huntersville, North Carolina 28070. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Huntersville and other areas of Mecklenburg county, expected lifetime cash savings are $5,135 or $14 / month.
For Huntersville, North Carolina 28070, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in Huntersville, North Carolina 28070
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Customized Refinance Rate Projections for Huntersville, NC
For refinance rate forecasts and predictions in Huntersville, NC 28070, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Huntersville, North Carolina 28070 from 2013 - 2020
Below are historical data on refinancing in Huntersville, North Carolina and around Mecklenburg county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 58.94% | 48.28% | 48.05% | 55.50% | 56.80% | 57.36% | 55.40% | 48.46% |
| avg refi rate | 4.81% | 4.51% | 3.91% | 3.70% | 4.50% | 4.06% | 3.89% | 3.95% |
| % 15 year fixed refinance | 27.51% | 32.11% | 33.71% | 31.93% | 31.44% | 26.89% | 29.02% | 34.96% |
| avg refi rate | 4.22% | 3.74% | 3.22% | 2.98% | 3.53% | 3.26% | 3.07% | 3.08% |
| Avg credit score | 768.10 | 769.35 | 771.07 | 765.85 | 751.88 | 758.14 | 755.64 | 752.79 |
| Avg LTV (loan to value) | 63.08% | 64.03% | 65.38% | 68.14% | 72.18% | 73.31% | 72.45% | 70.15% |
| Avg DTI (debt to income) | 30.62 | 30.31 | 30.02 | 29.84 | 32.72 | 31.65 | 31.87 | 32.22 |
| Avg refinance insurance % | 1.38% | 2.00% | 1.79% | 3.36% | 5.37% | 5.83% | 5.06% | 3.64% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Huntersville, North Carolina 28070
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Huntersville, North Carolina 28070, we have compiled a list of the leading refinance brokers to guide you.
Donna Small
Certified Mortgage Loan Officer
16710 Northcross Dr
Huntersville, NC 28070
(704) 896-5624
DSmall@bbandt.com
Bobbi Hoppe
Mortgage Loan Officer
16710 Northcross Dr�
Huntersville, NC 28070
(704) 897-0390
bhoppe@bbandt.com
Roger Moore
Loan Officer
7930 W Kenton Cir Ste 150
Huntersville, NC 28070
(704) 895-1088 Ext26
rmoore@ffsmortgages.com
Don O'Dell
Sr. Mortgage Consultant
110 N Statesville Rd
Huntersville, NC 28070
(704) 526-9264
Don.ODell@allentate.com
John Frechette
Loan Officer
PO Box 1135
Huntersville, NC 28070
(704) 904-1065
frechettejohn@yahoo.com
Address
16710 Northcross Dr
Huntersville, NC
Contact
(704) 896-5624
Fax (301) 639-0804
DSmall@bbandt.com
Address
16710 Northcross Dr�
Huntersville, NC
Contact
(704) 897-0390
Fax (301) 639-0804
bhoppe@bbandt.com
Address
7930 W Kenton Cir Ste 150
Huntersville, NC
Contact
(704) 895-1088 Ext26
Fax (301) 639-0804
rmoore@ffsmortgages.com