Compare Today’s Refinance Rates for Iron Station, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Iron Station, North Carolina 28080. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Iron Station and surrounding areas of Lincoln county, your expected lifetime cash savings are $3,392 or $9 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Iron Station, North Carolina 28080.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Iron Station, North Carolina 28080

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Iron Station, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Iron Station, NC 28080, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Iron Station, NC

Refinance Rates for Iron Station, North Carolina 28080 from 2013 - 2020

Below are historical data on refinancing in Iron Station, North Carolina and around Lincoln county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Iron Station, North Carolina 28080

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Iron Station, North Carolina 28080, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Suzi Branch

Branch Manager

338 Oak Avenue Mall Dr

Kannapolis, NC 28080

(855) 872-4170

sbranch@castlecooke.com

Wilma Parker

Loan Officer

338 Oak Avenue Mall Dr

Kannapolis, NC 28080

(855) 872-4170

wparker@castlecooke.com

Christine Evans

Loan Processor

338 Oak Avenue Mall Dr

Kannapolis, NC 28080

(855) 786-5695

caevans@castlecooke.com

Lisa Ledbetter

Branch Manager, Vice President

105 N Main St

Landis, NC 28080

(704) 857-7277

lisa.ledbetter@bankofthecarolinas.com

Alan Mayhew

Loan Officer

136 Bufflehead Dr

Mooresville, NC 28080

(704) 664-3611

Alan@Capitalmg.com

Address

338 Oak Avenue Mall Dr

Kannapolis, NC

Contact

(855) 872-4170

Fax (301) 639-0804

sbranch@castlecooke.com

Address

338 Oak Avenue Mall Dr

Kannapolis, NC

Contact

(855) 872-4170

Fax (301) 639-0804

wparker@castlecooke.com

Address

338 Oak Avenue Mall Dr

Kannapolis, NC

Contact

(855) 786-5695

Fax (301) 639-0804

caevans@castlecooke.com

Refinancing News for Iron Station, North Carolina 28080