Compare Today’s Refinance Rates for Jacksonville, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Jacksonville, North Carolina 28546. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $8,950 or $25 / month in Jacksonville and other areas of Onslow county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Jacksonville, North Carolina 28546.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Jacksonville, North Carolina 28546

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Jacksonville, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Jacksonville, NC 28546, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Jacksonville, NC

Refinance Rates for Jacksonville, North Carolina 28546 from 2013 - 2020

Below are historical data on refinancing in Jacksonville, North Carolina and around Onslow county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Jacksonville, North Carolina 28546

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Jacksonville, North Carolina 28546, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Chris Reagan

Loan Officer

1931 Gum Branch Road

Jacksonville, NC 28546

(910) 526-0017

chris@ovmfinancial.com

Lauren Boger

Mortgage Loan Officer

1012B Henderson Dr

Jacksonville, NC 28546

(480) 444-7100

lauren.boger@onqfinancial.com

NELDA CALES

Home Mortgage Consultant

3884 Henderson Dr

Jacksonville, NC 28546

(910) 478-2971

nelda.f.cales@wellsfargo.com

Sue Thomas

Loan Officer

3466 Henderson Dr

Jacksonville, NC 28546

(800) 948-4353

suet@cunninghammortgage.com

Larry Robinson

Loan Officer

3466 Henderson Dr

Jacksonville, NC 28546

(800) 948-4353

larryr@cunninghammortgage.com

Address

1931 Gum Branch Road

Jacksonville, NC

Contact

(910) 526-0017

Fax (301) 639-0804

chris@ovmfinancial.com

Address

1012B Henderson Dr

Jacksonville, NC

Contact

(480) 444-7100

Fax (301) 639-0804

lauren.boger@onqfinancial.com

Address

3884 Henderson Dr

Jacksonville, NC

Contact

(910) 478-2971

Fax (301) 639-0804

nelda.f.cales@wellsfargo.com

Refinancing News for Jacksonville, North Carolina 28546