Compare Today’s Refinance Rates for Jacksonville, North Carolina
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Jacksonville, North Carolina 28546. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $10,989 or $31 / month in Jacksonville and other areas of Onslow county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Jacksonville, North Carolina 28546.
Summary of Average Refinance Terms in Jacksonville, North Carolina 28546


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Customized Refinance Rate Projections for Jacksonville, NC
For refinance rate forecasts and predictions in Jacksonville, NC 28546, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Jacksonville, North Carolina 28546 from 2014 - 2021
Below are historical data on refinancing in Jacksonville, North Carolina and around Onslow county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 58.94% | 48.28% | 48.05% | 55.50% | 56.80% | 57.36% | 55.40% | 48.46% |
avg refi rate | 4.81% | 4.51% | 3.91% | 3.70% | 4.50% | 4.06% | 3.89% | 3.95% |
% 15 year fixed refinance | 27.51% | 32.11% | 33.71% | 31.93% | 31.44% | 26.89% | 29.02% | 34.96% |
avg refi rate | 4.22% | 3.74% | 3.22% | 2.98% | 3.53% | 3.26% | 3.07% | 3.08% |
Avg credit score | 768.10 | 769.35 | 771.07 | 765.85 | 751.88 | 758.14 | 755.64 | 752.79 |
Avg LTV (loan to value) | 63.08% | 64.03% | 65.38% | 68.14% | 72.18% | 73.31% | 72.45% | 70.15% |
Avg DTI (debt to income) | 30.62 | 30.31 | 30.02 | 29.84 | 32.72 | 31.65 | 31.87 | 32.22 |
Avg refinance insurance % | 1.38% | 2.00% | 1.79% | 3.36% | 5.37% | 5.83% | 5.06% | 3.64% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Jacksonville, North Carolina 28546
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Jacksonville, North Carolina 28546, we have compiled a list of the leading refinance brokers to guide you.
Chris Reagan
Loan Officer
1931 Gum Branch Road
Jacksonville, NC 28546
(910) 526-0017
chris@ovmfinancial.com
Lauren Boger
Mortgage Loan Officer
1012B Henderson Dr
Jacksonville, NC 28546
(480) 444-7100
lauren.boger@onqfinancial.com
NELDA CALES
Home Mortgage Consultant
3884 Henderson Dr
Jacksonville, NC 28546
(910) 478-2971
nelda.f.cales@wellsfargo.com
Sue Thomas
Loan Officer
3466 Henderson Dr
Jacksonville, NC 28546
(800) 948-4353
suet@cunninghammortgage.com
Larry Robinson
Loan Officer
3466 Henderson Dr
Jacksonville, NC 28546
(800) 948-4353
larryr@cunninghammortgage.com
Address
1931 Gum Branch Road
Jacksonville, NC
Contact
(910) 526-0017
Fax (301) 639-0804
chris@ovmfinancial.com
Address
1012B Henderson Dr
Jacksonville, NC
Contact
(480) 444-7100
Fax (301) 639-0804
lauren.boger@onqfinancial.com
Address
3884 Henderson Dr
Jacksonville, NC
Contact
(910) 478-2971
Fax (301) 639-0804
nelda.f.cales@wellsfargo.com