Compare Today’s Refinance Rates for Jonesville, North Carolina 28642
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Jonesville, North Carolina 28642.
With a 30-year amortization refinance in Jonesville and surrounding areas of Yadkin county, our calculations show that you can expect to save up to $3,652 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Jonesville, North Carolina 28642.
Summary of Average Refinances in Jonesville, North Carolina 28642
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Interactive Refinance Rate Projections for Jonesville, North Carolina 28642
Pureloan has developed an interactive chart to monitor the five largest local lenders in Jonesville, NC 28642, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Jonesville, North Carolina 28642 from 2024 - 2016
The following historical data provides insights into refinancing trends in Jonesville, North Carolina and the surrounding Yadkin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 57.87% | 56.17% | 53.79% | 58.15% | 55.08% | 52.41% | 54.22% | 53.45% |
avg refi rate | 6.40% | 3.67% | 2.99% | 3.29% | 4.25% | 4.50% | 4.09% | 3.92% | 4.08% |
% 15 year fixed refinance | 7.69% | 25.72% | 28.72% | 30.29% | 28.93% | 30.51% | 34.22% | 31.56% | 32.29% |
avg refi rate | 6.37% | 2.75% | 2.49% | 2.84% | 3.71% | 3.92% | 3.23% | 3.19% | 3.30% |
Avg credit score | 742.31 | 764.36 | 751.68 | 760.74 | 747.14 | 743.83 | 752.84 | 756.82 | 757.08 |
Avg LTV (loan to value) | 69.50% | 59.60% | 64.65% | 67.70% | 67.60% | 67.35% | 69.36% | 70.33% | 70.48% |
Avg DTI (debt to income) | 35.46 | 32.91 | 31.26 | 30.94 | 32.22 | 32.89 | 32.49 | 30.97 | 31.94 |
Avg refinance insurance % | 7.46% | 1.72% | 2.27% | 3.06% | 3.14% | 3.47% | 3.84% | 4.26% | 4.89% |
Best Refinance Brokers around Jonesville, North Carolina 28642
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jonesville, North Carolina 28642, we have compiled a list of top refinance brokers to assist you in the process.
Teresa Spencer
Loan Officer
709 E Main St
Jefferson, NC 28642
(336) 246-6405
teresa.spencer@yadkinmortgage.com
Crystal WardTaylor
Mortgage Loan Specialist
332 Morganton Blvd
Lenoir, NC 28642
(828) 758-9951
cward@carolinafc.com
G Hugunine
Loan Officer
340 Nc Highway 16 S
Taylorsville, NC 28642
(828) 632-0650
ghugunine@flahertyfunding.com
Rita Pennell
Loan Officer
562 Nc Highway 16 S
Taylorsville, NC 28642
(828) 632-8282
ritapennell@bellsouth.net
Ellen Hughes
Loan Officer
200 Linville St
Newland, NC 28642
(828) 733-9281
Ellen_Hughes@ucbi.com
Address
709 E Main St
Jefferson, NC
Contact
(336) 246-6405
Fax (301) 639-0804
teresa.spencer@yadkinmortgage.com
Address
332 Morganton Blvd
Lenoir, NC
Contact
(828) 758-9951
Fax (301) 639-0804
cward@carolinafc.com
Address
340 Nc Highway 16 S
Taylorsville, NC
Contact
(828) 632-0650
Fax (301) 639-0804
ghugunine@flahertyfunding.com