Compare Today’s Refinance Rates for Kannapolis, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Kannapolis, North Carolina 28081. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,257 or $15 / month in Kannapolis and other areas of Cabarrus county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Kannapolis, North Carolina 28081.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Kannapolis, North Carolina 28081

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Kannapolis, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Kannapolis, NC 28081, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Kannapolis, NC

Refinance Rates for Kannapolis, North Carolina 28081 from 2014 - 2021

Below are historical data on refinancing in Kannapolis, North Carolina and around Cabarrus county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Kannapolis, North Carolina 28081

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Kannapolis, North Carolina 28081, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Christine Evans

Loan Processor

338 Oak Avenue Mall Dr

Kannapolis, NC 28081

(855) 786-5695

caevans@castlecooke.com

Wilma Parker

Loan Officer

338 Oak Avenue Mall Dr

Kannapolis, NC 28081

(855) 872-4170

wparker@castlecooke.com

Suzi Branch

Branch Manager

338 Oak Avenue Mall Dr

Kannapolis, NC 28081

(855) 872-4170

sbranch@castlecooke.com

Lisa Ledbetter

Branch Manager, Vice President

105 N Main St

Landis, NC 28081

(704) 857-7277

lisa.ledbetter@bankofthecarolinas.com

Address

338 Oak Avenue Mall Dr

Kannapolis, NC

Contact

(855) 786-5695

Fax (301) 639-0804

caevans@castlecooke.com

Address

338 Oak Avenue Mall Dr

Kannapolis, NC

Contact

(855) 872-4170

Fax (301) 639-0804

wparker@castlecooke.com

Address

338 Oak Avenue Mall Dr

Kannapolis, NC

Contact

(855) 872-4170

Fax (301) 639-0804

sbranch@castlecooke.com

Refinancing News for Kannapolis, North Carolina 28081