Compare Today’s Refinance Rates for Kelford, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Kelford, North Carolina 27847. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Kelford and surrounding areas of Bertie county, your expected lifetime cash savings are $1,706 or $5 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Kelford, North Carolina 27847.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Kelford, North Carolina 27847

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Kelford, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Kelford, NC 27847, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Kelford, NC

Refinance Rates for Kelford, North Carolina 27847 from 2013 - 2020

Below are historical data on refinancing in Kelford, North Carolina and around Bertie county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Kelford, North Carolina 27847

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Kelford, North Carolina 27847, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Tammy Lee

Mortgage Broker

1005 Red Banks Rd

Greenville, NC 27847

(252) 321-6458

tammy.lee@firstcitizens.com

Shannon White

Mortgage Broker

1005 Red Banks Rd

Greenville, NC 27847

(252) 321-6439

shannon.white@firstcitizens.com

JANE BUCHHOLZ

Home Mortgage Consultant

500 Red Banks Rd

Greenville, NC 27847

(252) 215-3102

JANE.BUCHHOLZ@wellsfargo.com

JOSH MAY

Home Mortgage Consultant

500 Red Banks Rd

Greenville, NC 27847

(252) 215-3102

Josh.F.May@wellsfargo.com

VICTORIA LUPTON

Home Mortgage Consultant

500 Red Banks Rd

Greenville, NC 27847

(252) 215-3102

Victoria.G.Lupton@WellsFargo.com

Address

1005 Red Banks Rd

Greenville, NC

Contact

(252) 321-6458

Fax (301) 639-0804

tammy.lee@firstcitizens.com

Address

1005 Red Banks Rd

Greenville, NC

Contact

(252) 321-6439

Fax (301) 639-0804

shannon.white@firstcitizens.com

Address

500 Red Banks Rd

Greenville, NC

Contact

(252) 215-3102

Fax (301) 639-0804

JANE.BUCHHOLZ@wellsfargo.com

Refinancing News for Kelford, North Carolina 27847