Compare Today’s Refinance Rates for King, North Carolina 27021
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in King, North Carolina 27021.
With a 30-year amortization refinance in King and surrounding areas of Stokes county, our calculations show that you can expect to save up to $7,640 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for King, North Carolina 27021.
Summary of Average Refinances in King, North Carolina 27021
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Interactive Refinance Rate Projections for King, North Carolina 27021
Pureloan has developed an interactive chart to monitor the five largest local lenders in King, NC 27021, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in King, North Carolina 27021 from 2024 - 2016
The following historical data provides insights into refinancing trends in King, North Carolina and the surrounding Stokes county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.50% | 58.47% | 51.99% | 54.62% | 58.02% | 54.81% | 49.26% | 54.86% | 54.59% |
avg refi rate | 6.52% | 3.69% | 2.98% | 3.31% | 4.31% | 4.53% | 4.09% | 3.91% | 4.11% |
% 15 year fixed refinance | 21.61% | 29.71% | 28.36% | 22.22% | 32.59% | 40.89% | 29.96% | 29.82% | |
avg refi rate | 2.80% | 2.47% | 2.84% | 3.72% | 3.82% | 3.30% | 3.14% | 3.18% | |
Avg credit score | 765.13 | 742.25 | 752.85 | 760.18 | 741.26 | 743.06 | 747.06 | 752.24 | 753.72 |
Avg LTV (loan to value) | 61.88% | 60.57% | 67.49% | 71.75% | 71.20% | 68.85% | 73.08% | 73.57% | 71.83% |
Avg DTI (debt to income) | 37.50 | 32.38 | 30.15 | 29.76 | 32.72 | 31.62 | 31.73 | 29.65 | 29.49 |
Avg refinance insurance % | 1.39% | 2.32% | 4.22% | 5.80% | 3.96% | 5.79% | 4.74% | 5.12% |
Best Refinance Brokers around King, North Carolina 27021
If you are considering refinancing your mortgage or obtaining a cash-out refinance in King, North Carolina 27021, we have compiled a list of top refinance brokers to assist you in the process.
Fay Pruitt
Mortgage Loan Officer
601 S Main St�
King, NC 27021
(336) 983-7082
fpruitt@bbandt.com
Marcia Perrell
Branch Manager, Vice President
135 Boxwood Village Dr
Mocksville, NC 27021
(336) 751-5755
marcia.perrell@bankofthecarolinas.com
Vernal Rhue
Loan Officer
104 Progress Ln
Yadkinville, NC 27021
(336) 258-6106
vernal.rhue@yadkinmortgage.com
Karen Spong
Mortgage Loan Officer
2629 Lewisville Clemmons Rd
Clemmons, NC 27021
(410) 626-2324
KSpong@bbandt.com
Lori Willis
Mortgage Loan Officer
541 N Main St
Mount Airy, NC 27021
(336) 719-2853
lwillis@bbandt.com
Address
601 S Main St�
King, NC
Contact
(336) 983-7082
Fax (301) 639-0804
fpruitt@bbandt.com
Address
135 Boxwood Village Dr
Mocksville, NC
Contact
(336) 751-5755
Fax (301) 639-0804
marcia.perrell@bankofthecarolinas.com
Address
104 Progress Ln
Yadkinville, NC
Contact
(336) 258-6106
Fax (301) 639-0804
vernal.rhue@yadkinmortgage.com