Compare Today’s Refinance Rates for Kinston, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Kinston, North Carolina 28502. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Kinston and surrounding areas of Lenoir county, your expected lifetime cash savings are $2,991 or $8 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Kinston, North Carolina 28502.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Kinston, North Carolina 28502

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Kinston, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Kinston, NC 28502, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Kinston, NC

Refinance Rates for Kinston, North Carolina 28502 from 2013 - 2020

Below are historical data on refinancing in Kinston, North Carolina and around Lenoir county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Kinston, North Carolina 28502

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Kinston, North Carolina 28502, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Margaret Wood

Mortgage Loan Officer

2430 Heritage Street Post Office Box 1335

Kinston, NC 28502

(252) 523-9449

margaret.wood@firstsouthnc.com

Candace Roney

Mortgage Broker

411 Front St

Beaufort, NC 28502

(252) 728-4947

candace.roney@firstcitizens.com

Miriam Willis

Mortgage Loan Officer

202 Craven Street Post Office Box 12429

New Bern, NC 28502

(252) 637-7069

miriam.willis@firstsouthnc.com

Vivian Sutton

Loan Officer

118 Western Blvd

Jacksonville, NC 28502

(910) 353-8600

viviansutton@thelittlebank.com

Steve Woolard

Loan Officer

118 Western Blvd

Jacksonville, NC 28502

(910) 353-8600

stevewoolard@thelittlebank.com

Address

2430 Heritage Street Post Office Box 1335

Kinston, NC

Contact

(252) 523-9449

Fax (301) 639-0804

margaret.wood@firstsouthnc.com

Address

411 Front St

Beaufort, NC

Contact

(252) 728-4947

Fax (301) 639-0804

candace.roney@firstcitizens.com

Address

202 Craven Street Post Office Box 12429

New Bern, NC

Contact

(252) 637-7069

Fax (301) 639-0804

miriam.willis@firstsouthnc.com

Refinancing News for Kinston, North Carolina 28502