Compare Today’s Refinance Rates for Kittrell, North Carolina 27544
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Kittrell, North Carolina 27544.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Kittrell, North Carolina 27544. For 30-year amortization refinancing, you can expect lifetime cash savings of $17,188 or $48 per month in Kittrell and other parts of Vance county.
Summary of Average Refinances in Kittrell, North Carolina 27544
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Interactive Refinance Rate Projections for Kittrell, North Carolina 27544
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kittrell, NC 27544, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kittrell, North Carolina 27544 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kittrell, North Carolina and the surrounding Vance county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
| avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
| % 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
| avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
| Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
| Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
| Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
| Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Kittrell, North Carolina 27544
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kittrell, North Carolina 27544, we have compiled a list of top refinance brokers to assist you in the process.
Tim Barbour
Vice President
101 Avent Ferry Rd
Holly Springs, NC 27544
(919) 894-1800
HTBARBOUR@fouroaksbank.com
Caroline Corey
Mortgage Loan Consultant
101 Avent Ferry Rd
Holly Springs, NC 27544
(919) 938-6303
ccorey@fouroaksbank.com
Geoffrey Harper
Vice President
101 Avent Ferry Rd
Holly Springs, NC 27544
(919) 553-2323
GMHARPER@fouroaksbank.com
Todd McIntyre
Vice President
101 Avent Ferry Rd
Holly Springs, NC 27544
TRMCINTYRE@fouroaksbank.com
Jim Riley
Senior Vice President
101 Avent Ferry Rd
Holly Springs, NC 27544
(919) 567-3434
JMRILEY@fouroaksbank.com
Address
101 Avent Ferry Rd
Holly Springs, NC
Contact
(919) 894-1800
Fax (301) 639-0804
HTBARBOUR@fouroaksbank.com
Address
101 Avent Ferry Rd
Holly Springs, NC
Contact
(919) 938-6303
Fax (301) 639-0804
ccorey@fouroaksbank.com
Address
101 Avent Ferry Rd
Holly Springs, NC
Contact
(919) 553-2323
Fax (301) 639-0804
GMHARPER@fouroaksbank.com