Compare Today’s Refinance Rates for Knotts Island, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Knotts Island, North Carolina 27950. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,540 or $10 / month in Knotts Island and other areas of Currituck county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Knotts Island, North Carolina 27950.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Knotts Island, North Carolina 27950

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Knotts Island, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Knotts Island, NC 27950, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Knotts Island, NC

Refinance Rates for Knotts Island, North Carolina 27950 from 2013 - 2020

Below are historical data on refinancing in Knotts Island, North Carolina and around Currituck county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Knotts Island, North Carolina 27950

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Knotts Island, North Carolina 27950, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bruce Brown

Loan Officer

2300 S Croatan Hwy

Nags Head, NC 27950

(252) 449-8558

bruce.brown@yadkinmortgage.com

Melissa Jones

Branch Manager, Vice President

660 Penny Ln

Concord, NC 27950

(704) 782-6560

melissa.jones@bankofthecarolinas.com

Suzi Branch

Branch Manager

338 Oak Avenue Mall Dr

Kannapolis, NC 27950

(855) 872-4170

sbranch@castlecooke.com

Wilma Parker

Loan Officer

338 Oak Avenue Mall Dr

Kannapolis, NC 27950

(855) 872-4170

wparker@castlecooke.com

Christine Evans

Loan Processor

338 Oak Avenue Mall Dr

Kannapolis, NC 27950

(855) 786-5695

caevans@castlecooke.com

Address

2300 S Croatan Hwy

Nags Head, NC

Contact

(252) 449-8558

Fax (301) 639-0804

bruce.brown@yadkinmortgage.com

Address

660 Penny Ln

Concord, NC

Contact

(704) 782-6560

Fax (301) 639-0804

melissa.jones@bankofthecarolinas.com

Address

338 Oak Avenue Mall Dr

Kannapolis, NC

Contact

(855) 872-4170

Fax (301) 639-0804

sbranch@castlecooke.com

Refinancing News for Knotts Island, North Carolina 27950