Compare Today’s Refinance Rates for Lake Toxaway, North Carolina 28747
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lake Toxaway, North Carolina 28747.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lake Toxaway, North Carolina 28747. For 30-year amortization refinancing, you can expect lifetime cash savings of $17,193 or $48 per month in Lake Toxaway and other parts of Transylvania county.
Summary of Average Refinances in Lake Toxaway, North Carolina 28747
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Interactive Refinance Rate Projections for Lake Toxaway, North Carolina 28747
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lake Toxaway, NC 28747, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lake Toxaway, North Carolina 28747 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lake Toxaway, North Carolina and the surrounding Transylvania county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.24% | 56.22% | 65.08% | 64.76% | 71.01% | 64.02% | 56.78% | 63.35% | 61.34% |
| avg refi rate | 6.65% | 3.50% | 2.95% | 3.26% | 4.13% | 4.53% | 4.04% | 3.89% | 4.05% |
| % 15 year fixed refinance | 28.55% | 21.93% | 22.05% | 19.16% | 23.11% | 30.69% | 25.05% | 27.92% | |
| avg refi rate | 2.72% | 2.45% | 2.81% | 3.58% | 3.77% | 3.31% | 3.13% | 3.33% | |
| Avg credit score | 728.52 | 752.47 | 765.90 | 765.70 | 759.17 | 746.04 | 750.93 | 757.25 | 763.68 |
| Avg LTV (loan to value) | 57.00% | 53.72% | 61.62% | 65.20% | 66.15% | 62.75% | 65.80% | 67.19% | 67.64% |
| Avg DTI (debt to income) | 36.14 | 32.98 | 31.90 | 32.01 | 32.63 | 33.02 | 32.98 | 32.83 | 31.58 |
| Avg refinance insurance % | 1.43% | 0.51% | 1.46% | 2.44% | 2.95% | 1.33% | 2.26% | 2.72% | 3.05% |
Best Refinance Brokers around Lake Toxaway, North Carolina 28747
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lake Toxaway, North Carolina 28747, we have compiled a list of top refinance brokers to assist you in the process.
Mindy Boone
Mortgage Broker
101 Cross Road Dr
Mills River, NC 28747
(828) 891-4996
mindy.boone@firstcitizens.com
Aimi Annas
Mortgage Banker
451 North Main Street, Suite 100
Marion, NC 28747
(828) 559-9244
aimiannas@atlanticbay.com
Alicia Hearne
Mortgage Broker
2106 Hendersonville Rd
Arden, NC 28747
(828) 257-5760
alicia.hearne@firstcitizens.com
Bennett Lin
Loan Officer
PO Box 2026
Enka, NC 28747
(828) 670-5381
linbennett@hotmail.com
Geri Ray
Loan Officer
PO Box 2236
Weaverville, NC 28747
(828) 274-4946
geri@solution1mtg.com
Address
101 Cross Road Dr
Mills River, NC
Contact
(828) 891-4996
Fax (301) 639-0804
mindy.boone@firstcitizens.com
Address
451 North Main Street, Suite 100
Marion, NC
Contact
(828) 559-9244
Fax (301) 639-0804
aimiannas@atlanticbay.com
Address
2106 Hendersonville Rd
Arden, NC
Contact
(828) 257-5760
Fax (301) 639-0804
alicia.hearne@firstcitizens.com