Compare Today’s Refinance Rates for Landis, North Carolina 28088
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Landis, North Carolina 28088.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Landis, North Carolina 28088. For 30-year amortization refinancing, you can expect lifetime cash savings of $15,813 or $44 per month in Landis and other parts of Rowan county.
Summary of Average Refinances in Landis, North Carolina 28088
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Interactive Refinance Rate Projections for Landis, North Carolina 28088
Pureloan has developed an interactive chart to monitor the five largest local lenders in Landis, NC 28088, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Landis, North Carolina 28088 from 2024 - 2016
The following historical data provides insights into refinancing trends in Landis, North Carolina and the surrounding Rowan county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 80.77% | 56.87% | 60.98% | 59.85% | 60.39% | 58.56% | 49.06% | 55.63% | 59.02% |
| avg refi rate | 6.52% | 3.49% | 2.96% | 3.23% | 4.06% | 4.50% | 4.07% | 3.89% | 4.08% |
| % 15 year fixed refinance | 7.69% | 24.21% | 23.06% | 23.91% | 22.42% | 25.94% | 36.98% | 31.49% | 26.79% |
| avg refi rate | 5.38% | 2.66% | 2.40% | 2.78% | 3.54% | 3.85% | 3.25% | 3.08% | 3.30% |
| Avg credit score | 724.12 | 739.59 | 754.86 | 760.50 | 750.16 | 739.67 | 748.67 | 755.34 | 755.44 |
| Avg LTV (loan to value) | 66.12% | 58.10% | 65.88% | 70.03% | 72.57% | 68.45% | 70.82% | 73.16% | 74.66% |
| Avg DTI (debt to income) | 38.50 | 31.91 | 30.61 | 30.18 | 32.47 | 33.29 | 31.40 | 30.88 | 30.65 |
| Avg refinance insurance % | 4.19% | 0.86% | 2.15% | 3.70% | 4.53% | 2.54% | 3.52% | 5.16% | 6.05% |
Best Refinance Brokers around Landis, North Carolina 28088
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Landis, North Carolina 28088, we have compiled a list of top refinance brokers to assist you in the process.
Lisa Ledbetter
Branch Manager, Vice President
105 N Main St
Landis, NC 28088
(704) 857-7277
lisa.ledbetter@bankofthecarolinas.com
Cheryl Oates
Certified Mortgage Loan Officer
4541 Fallston Road
Lawndale, NC 28088
(704) 487-2955
caoates@bbandt.com
Joanne Kurnik
Mortgage Banker
2432 East Main Street
Lincolnton, NC 28088
(980) 389-0300
joannekurnik@atlanticbay.com
Alan Mayhew
Loan Officer
136 Bufflehead Dr
Mooresville, NC 28088
(704) 664-3611
Alan@Capitalmg.com
Donnie Alexander
Loan Officer
136 Bufflehead Dr
Mooresville, NC 28088
(704) 664-3611
Donnie@Capitalmg.com
Address
105 N Main St
Landis, NC
Contact
(704) 857-7277
Fax (301) 639-0804
lisa.ledbetter@bankofthecarolinas.com
Address
4541 Fallston Road
Lawndale, NC
Contact
(704) 487-2955
Fax (301) 639-0804
caoates@bbandt.com
Address
2432 East Main Street
Lincolnton, NC
Contact
(980) 389-0300
Fax (301) 639-0804
joannekurnik@atlanticbay.com