Compare Today’s Refinance Rates for Lattimore, North Carolina 28089
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lattimore, North Carolina 28089.
With a 30-year amortization refinance in Lattimore and surrounding areas of Cleveland county, our calculations show that you can expect to save up to $4,296 over the lifetime of your mortgage, or a monthly savings of $12. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Lattimore, North Carolina 28089.
Summary of Average Refinances in Lattimore, North Carolina 28089
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Interactive Refinance Rate Projections for Lattimore, North Carolina 28089
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lattimore, NC 28089, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lattimore, North Carolina 28089 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lattimore, North Carolina and the surrounding Cleveland county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.77% | 56.87% | 60.98% | 59.85% | 60.39% | 58.56% | 49.06% | 55.63% | 59.02% |
avg refi rate | 6.52% | 3.49% | 2.96% | 3.23% | 4.06% | 4.50% | 4.07% | 3.89% | 4.08% |
% 15 year fixed refinance | 7.69% | 24.21% | 23.06% | 23.91% | 22.42% | 25.94% | 36.98% | 31.49% | 26.79% |
avg refi rate | 5.38% | 2.66% | 2.40% | 2.78% | 3.54% | 3.85% | 3.25% | 3.08% | 3.30% |
Avg credit score | 724.12 | 739.59 | 754.86 | 760.50 | 750.16 | 739.67 | 748.67 | 755.34 | 755.44 |
Avg LTV (loan to value) | 66.12% | 58.10% | 65.88% | 70.03% | 72.57% | 68.45% | 70.82% | 73.16% | 74.66% |
Avg DTI (debt to income) | 38.50 | 31.91 | 30.61 | 30.18 | 32.47 | 33.29 | 31.40 | 30.88 | 30.65 |
Avg refinance insurance % | 4.19% | 0.86% | 2.15% | 3.70% | 4.53% | 2.54% | 3.52% | 5.16% | 6.05% |
Best Refinance Brokers around Lattimore, North Carolina 28089
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lattimore, North Carolina 28089, we have compiled a list of top refinance brokers to assist you in the process.
Cheryl Oates
Certified Mortgage Loan Officer
4541 Fallston Road
Lawndale, NC 28089
(704) 487-2955
caoates@bbandt.com
Joanne Kurnik
Mortgage Banker
2432 East Main Street
Lincolnton, NC 28089
(980) 389-0300
joannekurnik@atlanticbay.com
Alan Mayhew
Loan Officer
136 Bufflehead Dr
Mooresville, NC 28089
(704) 664-3611
Alan@Capitalmg.com
Donnie Alexander
Loan Officer
136 Bufflehead Dr
Mooresville, NC 28089
(704) 664-3611
Donnie@Capitalmg.com
Lisa Qualls
Loan Officer
104 Welton Way
Mooresville, NC 28089
(704) 230-0691
lisaq@cunninghammortgage.com
Address
4541 Fallston Road
Lawndale, NC
Contact
(704) 487-2955
Fax (301) 639-0804
caoates@bbandt.com
Address
2432 East Main Street
Lincolnton, NC
Contact
(980) 389-0300
Fax (301) 639-0804
joannekurnik@atlanticbay.com
Address
136 Bufflehead Dr
Mooresville, NC
Contact
(704) 664-3611
Fax (301) 639-0804
Alan@Capitalmg.com