Compare Today’s Refinance Rates for Laurel Springs, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Laurel Springs, North Carolina 28644. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Laurel Springs and other areas of Alleghany county, expected lifetime cash savings are $4,689 or $13 / month.

For Laurel Springs, North Carolina 28644, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Laurel Springs, North Carolina 28644

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Laurel Springs, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Laurel Springs, NC 28644, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Laurel Springs, NC

Refinance Rates for Laurel Springs, North Carolina 28644 from 2013 - 2020

Below are historical data on refinancing in Laurel Springs, North Carolina and around Alleghany county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Laurel Springs, North Carolina 28644

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Laurel Springs, North Carolina 28644, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Teresa Spencer

Loan Officer

709 E Main St

Jefferson, NC 28644

(336) 246-6405

teresa.spencer@yadkinmortgage.com

Crystal WardTaylor

Mortgage Loan Specialist

332 Morganton Blvd

Lenoir, NC 28644

(828) 758-9951

cward@carolinafc.com

G Hugunine

Loan Officer

340 Nc Highway 16 S

Taylorsville, NC 28644

(828) 632-0650

ghugunine@flahertyfunding.com

Rita Pennell

Loan Officer

562 Nc Highway 16 S

Taylorsville, NC 28644

(828) 632-8282

ritapennell@bellsouth.net

Ellen Hughes

Loan Officer

200 Linville St

Newland, NC 28644

(828) 733-9281

Ellen_Hughes@ucbi.com

Address

709 E Main St

Jefferson, NC

Contact

(336) 246-6405

Fax (301) 639-0804

teresa.spencer@yadkinmortgage.com

Address

332 Morganton Blvd

Lenoir, NC

Contact

(828) 758-9951

Fax (301) 639-0804

cward@carolinafc.com

Address

340 Nc Highway 16 S

Taylorsville, NC

Contact

(828) 632-0650

Fax (301) 639-0804

ghugunine@flahertyfunding.com

Refinancing News for Laurel Springs, North Carolina 28644