Compare Today’s Refinance Rates for Laurinburg, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Laurinburg, North Carolina 28352. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Laurinburg and surrounding areas of Scotland county, your expected lifetime cash savings are $2,808 or $8 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Laurinburg, North Carolina 28352.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Laurinburg, North Carolina 28352

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Laurinburg, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Laurinburg, NC 28352, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Laurinburg, NC

Refinance Rates for Laurinburg, North Carolina 28352 from 2013 - 2020

Below are historical data on refinancing in Laurinburg, North Carolina and around Scotland county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Laurinburg, North Carolina 28352

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Laurinburg, North Carolina 28352, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ashley Lewis

Loan Officer

4850 Fayetteville Rd Ste C

Lumberton, NC 28352

(910) 674-4410

ashleyl@cunninghammortgage.com

Travis Lewis

Loan Officer

4850 Fayetteville Rd Ste C

Lumberton, NC 28352

(910) 674-4465

travisl@cunninghammortgage.com

Lori Rozier

Mortgage Loan Officer

600 North Chestnut Street Post Office Box 2369

Lumberton, NC 28352

(910) 739-3274

lori.rozier@firstsouthnc.com

Connie Reeves

Branch Supervisor

1001 Olde Waterford Way

Leland, NC 28352

(910) 859-7407

csreeves@dhimortgage.com

Bill Calder

Branch Manager/Mortgage Consultant

1022 Grandiflora Dr Ste 110

Leland, NC 28352

(910) 383-0064

billc@cunninghammortgage.com

Address

4850 Fayetteville Rd Ste C

Lumberton, NC

Contact

(910) 674-4410

Fax (301) 639-0804

ashleyl@cunninghammortgage.com

Address

4850 Fayetteville Rd Ste C

Lumberton, NC

Contact

(910) 674-4465

Fax (301) 639-0804

travisl@cunninghammortgage.com

Address

600 North Chestnut Street Post Office Box 2369

Lumberton, NC

Contact

(910) 739-3274

Fax (301) 639-0804

lori.rozier@firstsouthnc.com

Refinancing News for Laurinburg, North Carolina 28352