Compare Today’s Refinance Rates for Lawndale, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Lawndale, North Carolina 28090. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $1,452 or $4 / month in Lawndale and other areas of Cleveland county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Lawndale, North Carolina 28090.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Lawndale, North Carolina 28090

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lawndale, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lawndale, NC 28090, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lawndale, NC

Refinance Rates for Lawndale, North Carolina 28090 from 2013 - 2020

Below are historical data on refinancing in Lawndale, North Carolina and around Cleveland county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lawndale, North Carolina 28090

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lawndale, North Carolina 28090, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Cheryl Oates

Certified Mortgage Loan Officer

4541 Fallston Road

Lawndale, NC 28090

(704) 487-2955

caoates@bbandt.com

Joanne Kurnik

Mortgage Banker

2432 East Main Street

Lincolnton, NC 28090

(980) 389-0300

joannekurnik@atlanticbay.com

Alan Mayhew

Loan Officer

136 Bufflehead Dr

Mooresville, NC 28090

(704) 664-3611

Alan@Capitalmg.com

Donnie Alexander

Loan Officer

136 Bufflehead Dr

Mooresville, NC 28090

(704) 664-3611

Donnie@Capitalmg.com

Lisa Qualls

Loan Officer

104 Welton Way

Mooresville, NC 28090

(704) 230-0691

lisaq@cunninghammortgage.com

Address

4541 Fallston Road

Lawndale, NC

Contact

(704) 487-2955

Fax (301) 639-0804

caoates@bbandt.com

Address

2432 East Main Street

Lincolnton, NC

Contact

(980) 389-0300

Fax (301) 639-0804

joannekurnik@atlanticbay.com

Address

136 Bufflehead Dr

Mooresville, NC

Contact

(704) 664-3611

Fax (301) 639-0804

Alan@Capitalmg.com

Refinancing News for Lawndale, North Carolina 28090