Compare Today’s Refinance Rates for Liberty, North Carolina 27298
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Liberty, North Carolina 27298.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Liberty, North Carolina 27298. For 30-year amortization refinancing, you can expect lifetime cash savings of $11,057 or $31 per month in Liberty and other parts of Randolph county.
Summary of Average Refinances in Liberty, North Carolina 27298
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Interactive Refinance Rate Projections for Liberty, North Carolina 27298
Pureloan has developed an interactive chart to monitor the five largest local lenders in Liberty, NC 27298, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Liberty, North Carolina 27298 from 2024 - 2016
The following historical data provides insights into refinancing trends in Liberty, North Carolina and the surrounding Randolph county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
| avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
| % 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
| avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
| Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
| Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
| Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
| Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Liberty, North Carolina 27298
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Liberty, North Carolina 27298, we have compiled a list of top refinance brokers to assist you in the process.
Allison Terrell
Mortgage Loan Originators
202 S. Fifth Street
Mebane, NC 27298
336
aterrell@localfirstbank.com
Linda Roberts
Loan Officer
148 East St
Pittsboro, NC 27298
(919) 545-3000
linda@carolinahomemortgage.com
Erica Sanders
Loan Officer
148 East St
Pittsboro, NC 27298
(919) 545-3000
erica@carolinahomemortgage.com
Chris Awtrey
Mortgage Loan Specialist
110 E Beaver St
Siler City, NC 27298
(919) 742-2189
cawtrey@carolinacountrymortgages.com
Sylena Allen
Loan Officer
8050 Fogleman Rd
Oak Ridge, NC 27298
(336) 644-7174
sallen@bankofoakridge.com
Address
202 S. Fifth Street
Mebane, NC
Contact
336
Fax (301) 639-0804
aterrell@localfirstbank.com
Address
148 East St
Pittsboro, NC
Contact
(919) 545-3000
Fax (301) 639-0804
linda@carolinahomemortgage.com
Address
148 East St
Pittsboro, NC
Contact
(919) 545-3000
Fax (301) 639-0804
erica@carolinahomemortgage.com