Compare Today’s Refinance Rates for Liberty, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Liberty, North Carolina 27298. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Liberty and other areas of Randolph county, expected lifetime cash savings are $5,336 or $15 / month.

For Liberty, North Carolina 27298, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Liberty, North Carolina 27298

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Liberty, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Liberty, NC 27298, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Liberty, NC

Refinance Rates for Liberty, North Carolina 27298 from 2013 - 2020

Below are historical data on refinancing in Liberty, North Carolina and around Randolph county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Liberty, North Carolina 27298

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Liberty, North Carolina 27298, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Allison Terrell

Mortgage Loan Originators

202 S. Fifth Street

Mebane, NC 27298

336

aterrell@localfirstbank.com

Linda Roberts

Loan Officer

148 East St

Pittsboro, NC 27298

(919) 545-3000

linda@carolinahomemortgage.com

Erica Sanders

Loan Officer

148 East St

Pittsboro, NC 27298

(919) 545-3000

erica@carolinahomemortgage.com

Chris Awtrey

Mortgage Loan Specialist

110 E Beaver St

Siler City, NC 27298

(919) 742-2189

cawtrey@carolinacountrymortgages.com

Sylena Allen

Loan Officer

8050 Fogleman Rd

Oak Ridge, NC 27298

(336) 644-7174

sallen@bankofoakridge.com

Address

202 S. Fifth Street

Mebane, NC

Contact

336

Fax (301) 639-0804

aterrell@localfirstbank.com

Address

148 East St

Pittsboro, NC

Contact

(919) 545-3000

Fax (301) 639-0804

linda@carolinahomemortgage.com

Address

148 East St

Pittsboro, NC

Contact

(919) 545-3000

Fax (301) 639-0804

erica@carolinahomemortgage.com

Refinancing News for Liberty, North Carolina 27298